Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 781–795 results
- Portage Community BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Early withdrawals subject to penalty (less than 1 year maturity: 91 days interest; 1 year or more maturity: 6 months interest). Annual Percentage Yield is based upon the maximum term of deposit for each maturity range. For CDs under $100,000, minimum term is 30 days. Variable Interest Rates subject to change.
Offer: Term: 12 Month Special. Compounding method: Daily.
Promotional rate · 3.92% interest rate · Effective Oct 5, 2026
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More details - Hancock Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Membership eligibility required (live, work, worship, or attend school in Hancock County). Excludes JR Certificates. Early withdrawal penalty applies. Minimum balance $500 to open and earn advertised APY.
3.92% interest rate · Effective Oct 1, 2026
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More details - Community SavingsCertificates of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,0003.92% interest rate · Effective Oct 5, 2026
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More details - Lufthansa Employee Federal Credit UnionCertificate AccountCD · 12 months · $5,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000intro ratePromotional rate · 3.93% interest rate · Effective Oct 1, 2026
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More details - G.P.O. Federal Credit UnionTerm Share CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Membership eligibility required. Dividends are compounded and credited/posted monthly. Fixed rates. Early withdrawal penalty applies. Automatic renewal with a 10-day grace period. Minimum balance of $1,000.00 required ($500 on 6 month term).
Offer: Fixed dividend rate; 90 days early withdrawal penalty; automatic renewal with a 10 day grace period; additional deposits not allowed.
Promotional rate · 3.93% interest rate · Effective Aug 3, 2026
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More details - Great Meadow Federal Credit UnionShared CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Membership eligibility required. Dividends compounded at maturity. Early withdrawal forfeits earned dividends while principal balance remains intact.
Offer: Dividends compounded at maturity. Early withdrawal forfeits earned dividend.
Effective Sep 1, 2026
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More details - Bank of UticaCertificates of Deposit (CD)CD · 12–24 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APYRequirements
Product: Local deposits only for Oneida, Herkimer, Madison, Otsego Counties. New customer limit $3,000,000. Compounded quarterly (Q). Non-transferable. Early withdrawal penalties apply based on remaining term.
Offer: Under $100,000 tier; 1 year up to 2 years term; compounded quarterly.
3.94% interest rate · Compounded quarterly · Balance cap $99,999.99 · Effective Oct 1, 2026
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More details - TopLine Financial Credit UnionShare CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Fees could reduce earnings. Penalty may apply for early withdrawal. Insured by NCUA.
3.94% interest rate
Rate checked
More details - Drake BankCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: CD accounts require a $500 opening balance. Additional deposits before maturity are not permitted. Penalty for early withdrawal may apply.
4.00% interest rate · Effective Oct 5, 2026
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More details - Embarrass Vermillion FCUShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: All certificates require a $500 minimum deposit. Early withdrawal penalty applies.
3.94% interest rate · Effective Nov 20, 2025
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More details - United Employees Credit UnionShare Certificates (CDs)CD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Dividends paid at maturity or annually. Anticipated Rates - Dividends Paid on Average Daily Balance. Each Account Insured up to $250,000 by NCUA.
Offer: 1 year term.
4.00% interest rate
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More details - Community BankCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Offer: A penalty will or may be imposed for early withdrawal
Effective Sep 30, 2026
Rate checked
More details - CENT Credit UnionTime Share CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Dividends are calculated daily and paid monthly. Early withdrawals may result in penalties.
Offer: Requires a minimum of $1,000.00 to open.
3.93% interest rate · Effective Oct 1, 2026
Rate checked
More details - Cloverbelt Credit UnionCertificatesCD · 12 months · $1,000 min · 3.50%–4.00% by balance
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Certificates may have penalty imposed for early withdrawal. Rates subject to change without notice. Minimum balance requirements vary by term and tier.
3.46% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and up 3.50% $5,000 and upYour amount 4.00% Rate checked
More details - Route 31Save to Win CertificateCD · 12 months · $25 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Minimum $500 balance to earn dividend does not apply. Keep making deposits during the 12 months; each $25 is an entry into prize drawings (up to 100 entries/month). Penalty for early withdrawal.
Offer: Standard rate.
Effective Sep 25, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,320 CDs at 4,376 banks and credit unions · checked Oct 22–24
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.45%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank