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Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 766–780 results

  1. KV FCUShare CertificateCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    3.87%APY$789 over 24 months on $10,000
  2. Top Carrot, Carrot Score 87
    Gardiner Federal Credit UnionShare CertificatesCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    3.87%APY$789 over 24 months on $10,000
  3. Crossroads BankCertificates of Deposit (CDs)CD · 24 months · $2,000 min

    Bank · Add a location to see nearby branches

    3.86%APY$787 over 24 months on $10,000
  4. Top Carrot, Carrot Score 89
    Vantage West Credit UnionCertificates (CD)CD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    3.86%APY$787 over 24 months on $10,000with conditions
  5. Massena Savings & Loan AssociationFixed Rate CertificatesCD · 24 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.86%APY$787 over 24 months on $10,000
  6. Top Carrot, Carrot Score 89
    True Sky Federal Credit UnionCertificate of Deposit (CD)CD · 24–35 months · $500 min

    Credit union · Add a location to see nearby branches

    3.86%APY
  7. Top Carrot, Carrot Score 89
    True Sky Federal Credit UnionShare CertificateCD · 24–35 months · $500 min

    Credit union · Add a location to see nearby branches

    3.86%APYintro rate
  8. Thayer County BankCertificate of DepositCD · 24 months · $2,500 min · 3.86%–4.33% by balance

    Bank · Add a location to see nearby branches

    3.86%APY$787 over 24 months on $10,000
  9. Top Carrot, Carrot Score 88
    Corry FCUShare CertificatesCD · 24 months

    Credit union · Add a location to see nearby branches

    3.85%APY$786 over 24 months on $10,000
  10. BrightStar Credit UnionCertificatesCD · 12–24 months

    Credit union · Add a location to see nearby branches

    3.85%APYwith conditions
  11. Top Carrot, Carrot Score 89
    Aspen Federal Credit UnionShare CertificatesCD · 12–48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY
  12. Top Carrot, Carrot Score 88
    The Summit Federal Credit UnionShare CertificateCD · 18–24 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY
  13. Top Carrot, Carrot Score 90
    Auburn Community Federal Credit UnionCertificates of Deposit (CD)CD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$785 over 24 months on $10,000
  14. UPS Employees Federal Credit UnionShare CertificatesCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$785 over 24 months on $10,000
  15. Top Carrot, Carrot Score 94
    Vida Federal Credit UnionCertificates of DepositCD · 24 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$785 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 2-year CDs pay nationwide

4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24

Typical
3.05%
Top 10% from
4.06%
Banks, typical
2.75%
Credit unions, typical
3.25%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate