Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 751–765 results
- Tobacco Valley Teachers Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: Additional amounts in $500 increments. Dividends are paid quarterly and transferred to Share Savings Account; dividends will not be compounded. Penalties for early withdrawal apply. Automatically renews at maturity at the current rate unless written notice is received prior to maturity or funds are withdrawn at maturity. Requires primary Share Savings Account with $25.00 initial share deposit and minimum balance.
Offer: Dividends paid quarterly and transferred to Share Savings Account without compounding. Automatically renews at maturity.
3.75% interest rate
Rate checked
More details - Granite Credit UnionTraditional Savings CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: No monthly fee. No investment fee. Penalties imposed for early withdrawals.
Offer: Dividends compounded and credited monthly based on the daily balance formula.
3.69% interest rate
Rate checked
More details - Point Breeze Credit UnionStandard CDCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: Compounded and credited monthly. Minimum balance to open is $500. Early withdrawal penalties may apply if any portion of the principal is withdrawn prior to maturity.
Offer: 36 Month Standard CD. Interest compounded and credited monthly.
Effective Oct 3, 2026
Rate checked
More details - Point Breeze Credit UnionJumbo CDCD · 36 months · $10,000 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: Compounded and credited monthly. Minimum balance to open is $10,000. Early withdrawal penalties may apply if any portion of the principal is withdrawn prior to maturity.
Offer: 36 Month Jumbo CD. Interest compounded and credited monthly.
Effective Oct 3, 2026
Rate checked
More details - SkyPoint Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: Dividends paid monthly. Substantial early withdrawal penalties apply. $1,000 minimum deposit.
Offer: Dividends paid monthly. Substantial penalty may apply for early withdrawal.
3.68% interest rate · Effective Oct 3, 2026
Rate checked
More details - EagleBankCertificates of Deposit for PersonalCD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: Interest is compounded daily and credited periodically. Penalty for early withdrawal may reduce earnings. APY assumes interest remains on deposit until maturity date. Fixed rate paid for the full term.
3.68% interest rate · Compounded daily · Effective Sep 24, 2026
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More details - Oregonians Credit UnionCertificate AccountsCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal of principal. Account fees may reduce earnings.
Offer: Term days: 1096 – 1460.
3.68% interest rate · Effective Sep 30, 2026
Rate checked
More details - Pima Federal Credit UnionTerm Share Certificate (CD)CD · 36 months · $250 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: Minimum deposit $250 with no maximum. Plus, enjoy a 0.25% APY increase on your new CD with a qualifying CareFREE Checking account (CareFREE Plus Checking with e-statements and at least $1,000 in monthly direct deposits).
Effective Oct 1, 2026
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More details - Greenwood Credit UnionCertificates of DepositCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: Only $1,000 minimum balance to open. Interest is compounded daily and credited monthly. Rates are locked for the term chosen.
3.68% interest rate · Compounded daily · Effective Sep 30, 2026
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More details - Trumark Credit UnionCertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,0003.69% interest rate · Effective Sep 18, 2026
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More details - Newtown Savings BankCertificates of Deposit (CDs)CD · 36 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: All types of CDs require a minimum deposit of $500 to be opened and to earn the advertised APY.
3.68% interest rate · Effective May 19, 2026
Rate checked
More details - 3.75%APY$1,168 over 36 months on $10,000
Requirements
Product: Dividends are paid and compounded semi-annually. Penalty for early withdrawal is 180 days dividends earned or not. 10-day grace period after maturity for renewal.
Offer: Elect-A-Rate: Raise certificate interest once during its term with a minimum balance of $5,000.00.
3.72% interest rate · Effective Jul 1, 2026
Rate checked
More details - Bragg Mutual Federal Credit UnionShare CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: Available to members across Fayetteville, NC and Southeastern North Carolina. No setup or maintenance fees. No additional deposits after opening. Early withdrawals may incur penalties. 10-day grace period after maturity. Interest compounds monthly and automatically renews at maturity. Balances in excess of $250,000.00 do not qualify for share certificate rates.
Offer: Interest compounds monthly. Early withdrawal penalty may apply. Automatically renews at maturity.
Balance cap $250,000 · Effective Oct 2, 2025
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More details - Northeast Alabama Postal FCUCDCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000intro rateRequirements
Product: Available to members. Offer and rates subject to change. Minimum balance to open is $500. Maximum CD balance $250,000.
Offer: 3 Years APY. Early withdrawal penalties apply.
Promotional rate · Balance cap $250,000
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More details - WinSouth Credit UnionShare CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000intro rateRequirements
Product: Penalty for early withdrawal. Minimum opening balance of $1,000.
Promotional rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-year CDs pay nationwide
4,160 CDs at 3,669 banks and credit unions · checked Oct 22–24
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.15%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank