Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 751–765 results
- United Bank of UnionCertificate of Deposit (CD)CD · 36 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$1,346 over 36 months on $10,000Requirements
Offer: 36 Month Special
4.23% interest rate · Effective Jun 17, 2026
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More details - Home Savings BankCertificate of DepositCD · 36 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$1,346 over 36 months on $10,000Requirements
Product: Rates effective as of October 6, 2026. There is an interest penalty for early withdrawal from certificates of deposit.
Offer: Quarterly compounding
4.23% interest rate · Effective Oct 6, 2026
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More details - CorTrust BankCertificates of Deposit (CDs)CD · 36 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$1,346 over 36 months on $10,000Requirements
Product: 91 day and 182 day CDs are compounded and paid at maturity. All other CDs are compounded and paid quarterly. Early withdrawal penalty: CDs less than or equal to one year, 30 day interest penalty; CDs greater than one year, 180 days interest penalty. Rates are variable and subject to change. Fees could reduce earnings on account.
Offer: Compounded and paid quarterly. Early withdrawal penalty: 180 days interest penalty. Rates variable and subject to change.
4.23% interest rate
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More details - Citizens Bank & Trust CompanyCertificate of DepositCD · 36 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$1,346 over 36 months on $10,000Requirements
Product: Accounts cannot be opened online or over the phone; must visit a branch location to open an account. Early withdrawal penalties and fees may reduce earnings.
4.30% interest rate · Effective Sep 17, 2026
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More details - Nebraska BankCertificates of Deposit (CDs)CD · 48 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$1,834 over 48 months on $10,000Requirements
Product: No setup or maintenance fees. CDs renew automatically upon maturity. Early withdrawals subject to penalty (3 months interest penalty on terms 12 months and under, 6 months interest penalty on terms more than 12 months).
4.23% interest rate · Effective Oct 20, 2026
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More details - Superior National BankCertificate of Deposit (CD)CD · 48 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$1,834 over 48 months on $10,000Requirements
Product: $500 minimum deposit. Annual Percentage Yield (APY) is compounded quarterly (except 182-day CD). A penalty may be imposed for early withdrawal. Accounts closed within the first 90 days are subject to a $25 service charge.
Offer: APY is compounded quarterly. A penalty may be imposed for early withdrawal.
Compounded quarterly · Effective Oct 13, 2026
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More details - Commstar Credit UnionCertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$2,343 over 60 months on $10,000Requirements
Product: Fixed interest rate for the term of the certificate. No risk method of earning interest.
Effective Oct 5, 2026
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More details - ICCUCertificate of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$2,343 over 60 months on $10,000Requirements
Product: $500 minimum opening deposit. 1-time additional deposit in first 60 days. Penalty for early withdrawal. No institutional deposits. Compounding and crediting: terms less than 12 months compounded/credited at maturity; terms 12 months or greater compounded/credited quarterly.
4.23% interest rate
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More details - Greater Nevada Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$2,343 over 60 months on $10,000Requirements
Product: Fixed rate for the term. Dividends credited and compounded monthly unless otherwise paid. Non-compounding Certificates available at reduced rates and APYs. Penalty for early withdrawal.
4.22% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - Bank of UticaCertificates of Deposit (CD)CD · 60–Unknown months · $1,000 min
Bank · Add a location to see nearby branches
4.30%APYRequirements
Product: Local deposits only for Oneida, Herkimer, Madison, Otsego Counties. New customer limit $3,000,000. Compounded quarterly (Q). Non-transferable. Early withdrawal penalties apply based on remaining term.
Offer: Under $100,000 tier; 5 years and up term; compounded quarterly.
4.23% interest rate · Compounded quarterly · Balance cap $99,999.99 · Effective Oct 1, 2026
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More details - City State BankCertificate of Deposit AccountsCD · 60 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$2,343 over 60 months on $10,000Requirements
Product: Early withdrawal penalties may apply. APY assumes interest remains on deposit until maturity.
4.26% interest rate
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More details - Bank of CashtonCertificate of DepositsCD · 60 months · $5,000 min
Bank · Add a location to see nearby branches
4.30%APY$2,343 over 60 months on $10,000Requirements
Product: Rate may change after the account is opened. Fees may reduce earnings. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the advertised APY will be made at the end of the term or quarterly, whichever occurs first. A penalty of 91 days of interest on the amount withdrawn may be imposed for CD terms less than one year. A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice. CDs are automatically renewed after 10 day grace period past maturity.
4.23% interest rate
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More details - Via Credit UnionShare CertificatesCD · 60–71 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APYRequirements
Product: Requires maintaining membership with $5.00 par value share. Minimum $500 balance. Dividends calculated daily and credited monthly. Early withdrawal penalty applies (3-17 months: 60 days dividends; 18 months or greater: 180 days dividends). 10-day grace period at renewal.
Offer: Dividend rate 4.22%. Monthly dividend period.
4.22% interest rate · Effective Sep 30, 2026
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More details - Oxford Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$2,343 over 60 months on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalties may apply. Jumbo ($95,000 and greater) Share Certificates rates are available by phone.
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More details - Sullivan BankCertificates of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.30%APY$2,343 over 60 months on $10,0004.23% interest rate · Effective May 19, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank