Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 646–660 results
- First National BankCertificates of DepositCD · 36 months · $500 min
Bank · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,000Requirements
Product: Rates as of: October 9, 2026. Rates are subject change, for the most current rates please contact us at 434.369.3000. A penalty will be imposed for early withdrawal (except No Penalty). Interest rate and APY may change after opening. Daily balance calculation. Fees could reduce earnings.
Offer: 3 Year CD. Early withdrawal penalty applies.
3.75% interest rate · Effective Oct 9, 2026
Rate checked
More details - Canopy Credit UnionTerm Share AccountCD · 36 months · $500 min · 3.70%–3.90% by balance
Credit union · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Fixed rates with dividends compounded and credited monthly. Zero fees.
3.64% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Term Share Account Balance APY $500 – $4,999 3.70% $5,000 – $49,999Your amount 3.80% $50,000 and up 3.90% Rate checked
More details - Cedar Point Federal Credit UnionLong Term Certificate AccountCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,000Requirements
Product: Rates fixed for the entire term. Penalty charged for early withdrawal. Funds cannot be deposited into existing accounts until maturity.
3.75% interest rate · Effective Oct 9, 2026
Rate checked
More details - U of I Community Credit UnionSilver Share CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,000Requirements
Product: Dividends calculated daily and compounded quarterly and at maturity. Early withdrawal penalty applies.
Offer: Early withdrawal penalty of 180 day dividend.
3.75% interest rate · Compounded quarterly
Rate checked
More details - Sovita Credit UnionCertificate of DepositCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,000Requirements
Product: Fixed rates for the term of the certificate. Penalty may be imposed for early withdrawal. Rates may change weekly.
Offer: Duration: 36 Months. Interest paid monthly or quarterly.
3.80% interest rate · Effective Oct 5, 2026
Rate checked
More details - Route 31Certificate of DepositCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,000with conditionsRequirements
Product: Minimum $500 balance to earn dividend. Penalty for early withdrawal. Members can add money to any CD at any time, except restricted on some CD specials.
Offer: 0.25% APY bonus for Members with the Extra Mile Checking or Express Debit account and $600 or more in direct deposit.
Qualified rate · Effective Sep 25, 2026
Rate checked
More details - American Bank (Baxter Springs, KS)Certificate of DepositCD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,0003.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Millbury National BankPlatinum CD SpecialsCD · 36 months · $500 min
Bank · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,000with conditionsRequirements
Product: Must be part of the Preferred Customer program to earn the stated Gold and Platinum Rates. Gold customers have a combined average deposit balance of $100,000 or more and platinum customers have a combined average deposit balance of $250,000 or more. Advertised interest is paid only on balances up to $1,000,000.00. Balances over $1,000,000.00 will not earn interest on the portion of the balance that is over $1,000,000.00. See the Preferred Customer page for more information.
Qualified rate · 3.75% interest rate
Rate checked
More details - 1st Street Credit UnionShare CertificatesCD · 36 months · $1,000 min · 3.80%–3.91% by balance
Credit union · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,000Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.80% $75,000 and up 3.85% $150,000 and up 3.91% Rate checked
More details - Mutual Savings Credit UnionShare CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,000Requirements
Product: Early withdrawal penalties apply for share certificates. Rates quoted are best available and subject to change.
Effective Oct 1, 2026
Rate checked
More details - Mutual Savings Credit UnionElite Share CertificatesCD · 36 months · $10,000 min
Credit union · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,000Requirements
Product: Early withdrawal penalties apply for share certificates. Rates quoted are best available and subject to change.
Effective Oct 1, 2026
Rate checked
More details - State Bank of Southern UtahCertificates of DepositCD · 36 months · $500 min
Bank · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,000Requirements
Product: Not available to other financial institutions or deposit brokers. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on accounts.
3.75% interest rate · Effective Oct 2, 2026
Rate checked
More details - Southwest Montana Community Federal Credit UnionShare Certificates of DepositCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,000intro rateRequirements
Product: Renews automatically upon maturity after 10-day grace period. 90-day penalty for early withdrawal on all Share Certificates. Dividends are calculated and paid quarterly.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - First Heritage Federal Credit UnionCertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,000Requirements
Product: Membership eligibility required. Penalties may be imposed for early withdrawal. Dividends earned daily and credited monthly. Member forfeits dividends if account is closed before dividends accrue.
3.74% interest rate · Balance cap $99,999.99 · Effective Sep 23, 2026
Rate checked
More details - Nusenda Credit UnionShare CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$1,184 over 36 months on $10,000Requirements
Product: Dividends compound monthly. Penalty for early withdrawal of principal. Must maintain minimum daily balance to earn disclosed APY. 36-Month Bump certificate allows a one-time rate increase if rates rise during the term and additional deposit at that time.
Offer: Bump certificate provides flexibility to bump up the rate one time if rates rise during term, with option to deposit additional funds at that time.
3.74% interest rate · Effective Sep 23, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-year CDs pay nationwide
4,160 CDs at 3,669 banks and credit unions · checked Oct 22–24
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.15%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank