Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 601–615 results
- Grove City Area Federal Credit UnionShare CertificatesCD · 18 months · $2,000 min
Credit union · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: All Share Certificates require a minimum deposit of $2,000.00. Dividends are calculated monthly and posted to your share savings account on the 1st of each month. A penalty may be imposed for early withdrawals.
Offer: A penalty may be imposed for early withdrawals.
3.85% interest rate · Effective Sep 29, 2026
Rate checked
More details - Pennstar Federal Credit UnionCertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: To open any account, you must deposit or already have on deposit at least the par value of one full share ($5.00). Dividends are calculated by the daily balance method. Fixed rate for initial term. Early withdrawal penalty applies (180 days dividend). Accounts automatically renew for another term upon maturity.
3.85% interest rate · Effective Oct 1, 2026
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More details - River Valley Credit UnionCertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: Dividends are compounded monthly on Certificates. Early withdrawal penalties apply. Membership eligibility required (live, work, attend school, or worship in Butler, Clark, Greene, Miami, Montgomery, Preble or Warren Counties).
Offer: Bump one time: In the event that the qualifying certificate rate increases during the term, certificate rate may be increased, at member's request, to the newer rate. One rate change permitted during the term of the certificate.
3.78% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - PrimebankCertificates of DepositCD · 18 months · $1,000 min · 3.00%–3.85% by balance
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 and up 3.00% $10,000 and upYour amount 3.85% Rate checked
More details - Earlham BankCertificates of DepositCD · 18 months · $1,000 min · 3.85%–4.00% by balance
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: Terms range from 91 days to 60 months. Early withdrawal penalties may apply.
Offer: Term: 18 Months. Interest Paid: Quarterly. Automatically Renewable: Yes.
3.80% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $15,000Your amount 3.85% $15,000 and up 4.00% Rate checked
More details - F&M Bank and Trust CompanyCertificates of Deposit (CDs)CD · 18 months · $5,000 min
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: Interest on CDs accrues daily and is compounded quarterly. A penalty may be imposed for early withdrawal.
Offer: In-House Special. 18 month term. The minimum to open is the minimum balance to obtain the APY.
3.80% interest rate · Compounded quarterly · Effective Sep 24, 2026
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More details - Phelps County BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,0003.80% interest rate · Effective Oct 1, 2026
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More details - Sovita Credit UnionCertificate of DepositCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: Fixed rates for the term of the certificate. Penalty may be imposed for early withdrawal. Rates may change weekly.
Offer: Duration: 18 Months. Interest paid & compounded quarterly.
3.80% interest rate · Compounded quarterly · Effective Oct 5, 2026
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More details - Route 31Certificate of DepositCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000with conditionsRequirements
Product: Minimum $500 balance to earn dividend. Penalty for early withdrawal. Members can add money to any CD at any time, except restricted on some CD specials.
Offer: Standard rate.
Qualified rate · Effective Sep 25, 2026
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More details - The Bank of TescottCertificates of Deposit (CDs)CD · 18 months · $1,000 min · 3.49%–3.85% by balance
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: Interest compounds quarterly; automatically renews. Substantial penalty for early withdrawal (e.g., 90 days interest for less than 12 months or 180 days interest for greater than 12 months).
Offer: Interest compounds quarterly; automatically renews. Early withdrawal penalty applies.
3.45% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $10,000 3.49% $10,000 and upYour amount 3.85% Rate checked
More details - Gateway First BankCertificate of Deposit (CD)CD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: No monthly service fees. Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont. A penalty may be imposed for early withdrawal. Existing CDs automatically renewing for time periods other than those listed will earn the Interest Rate and Annual Percentage Yield for the next-lower CD Term time period.
3.78% interest rate · Effective Sep 30, 2026
Rate checked
More details - Telco Community Credit UnionCertificate of DepositCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: Early withdrawal penalty applies: 90 days dividends for terms under 1 year; 180 days dividends for terms of 1 year or greater. Deposits federally insured up to $250,000 by NCUA.
3.85% interest rate · Effective Oct 4, 2026
Rate checked
More details - M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000with conditionsRequirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
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More details - Platinum BankCertificate of DepositCD · 18 months · $5,000 min
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: Offers CDs from 3 months to 60 months. Contact bank for additional terms and rates. Early withdrawal penalty may be imposed.
Offer: Interest compounds quarterly. 90-day interest penalty for early withdrawal.
Effective Sep 18, 2026
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More details - Mascoma BankCertificate of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,0003.78% interest rate · Effective Sep 18, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,154 CDs at 2,793 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.90%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank