Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 586–600 results
- Argent Credit UnionCertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$1,200 over 36 months on $10,000Requirements
Product: Dividends compounded and paid quarterly. Early withdrawal penalties apply.
3.80% interest rate · Effective Jul 1, 2026
Rate checked
More details - Exchange Bank and Trust CompanyCertificate of DepositCD · 36 months · $1,000 min · 3.85%–4.06% by balance
Bank · Add a location to see nearby branches
3.85%APY$1,200 over 36 months on $10,000Requirements
Product: Certificates purchased are subject to interest penalties if withdrawn prior to maturity. Rates subject to change without notice.
Offer: Escalator CD
3.80% interest rate · Effective Aug 4, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $24,999Your amount 3.85% $25,000 – $99,999 3.96% $100,000 and up 4.06% Rate checked
More details - KH Credit UnionShare CertificatesCD · 36 months · $500 min · 3.85%–3.95% by balance
Credit union · Add a location to see nearby branches
3.85%APY$1,200 over 36 months on $10,000Requirements
Product: Minimum deposit is $500.00. Early withdrawal penalty: 90 days interest for maturities up to and including 12 months; 365 days interest for maturities greater than 12 months. Insured up to $250,000 by American Share Insurance.
3.78% interest rate · Effective Jul 16, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Any balanceYour amount 3.85% $50,000 and upJumbo rate ($50,000+) 3.95% Rate checked
More details - Home Bank of CaliforniaCertificates of DepositCD · 36–47 months · $2,500 min
Bank · Add a location to see nearby branches
3.83%APYRequirements
Product: No service charges. Interest compounded daily and paid monthly. Substantial penalty for early withdrawal. Express Personal Banking online account opening available for select CDs.
3.75% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Central Keystone FCUShare CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.83%APY$1,193 over 36 months on $10,000Requirements
Product: A penalty will be imposed for ealy withdrawal of term share accounts
Effective Oct 22, 2026
Rate checked
More details - Antioch Community Credit UnionShare CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$1,191 over 36 months on $10,000Requirements
Product: Compounded quarterly and subject to change every month. Early withdrawal penalty applies. Dividends paid from current income and available earnings; fees and other conditions could reduce earnings.
Offer: Dividends compounded quarterly.
3.75% interest rate · Compounded quarterly · Effective Jun 1, 2026
Rate checked
More details - Galaxy Federal Credit UnionShare CertificateCD · 25–36 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APYRequirements
Product: Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. Members must maintain a minimum balance of $5 in savings accounts. Penalty for early withdrawal.
3.75% interest rate · Effective Jul 1, 2026
Rate checked
More details - Municipal Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$1,190 over 36 months on $10,000Requirements
Product: Fixed-rate share certificate. Early withdrawal penalties apply.
Offer: Fixed rate.
3.75% interest rate · Effective Oct 23, 2026
Rate checked
More details - 3.82%APY$1,190 over 36 months on $10,000
Requirements
Product: Minimum deposit to open is $1,000. Daily balance method is used to calculate interest. For terms 12 months or less, interest is paid at maturity; for terms greater than 12 months, interest is compounded daily and paid annually.
Compounded daily · Effective Oct 21, 2026
Rate checked
More details - Red River Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$1,190 over 36 months on $10,000Requirements
Product: Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. Penalty imposed for early withdrawal.
Offer: Dividends credited/compounded monthly.
3.75% interest rate · Compounded monthly · Effective Oct 7, 2026
Rate checked
More details - Carolinas Telco Federal Credit UnionShare Certificate AccountsCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$1,190 over 36 months on $10,000Requirements
Product: Must deposit or maintain minimum required share(s) in a Prime Share Savings account ($5.00 par value). Dividends compounded and credited monthly. Dividends calculated using the average daily balance method. Penalty applies for early withdrawal. Account automatically renews at maturity unless specified otherwise.
3.75% interest rate · Effective Oct 13, 2026
Rate checked
More details - Albright Credit UnionShare Certificates of DepositCD · 36 months · $2,500 min
Credit union · Add a location to see nearby branches
3.82%APY$1,190 over 36 months on $10,000Requirements
Product: Dividends are compounded daily and credited monthly using average daily balance. Substantial penalty for early withdrawal. Rates effective 9/21/2026. Fixed rate until maturity.
3.75% interest rate · Compounded daily · Effective Sep 21, 2026
Rate checked
More details - Seaboard Federal Credit UnionCertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$1,190 over 36 months on $10,000Requirements
Product: Early withdrawal penalty: For term of 18 months or less, forfeiture is equal to one month of dividends whether earned or not; for term of more than 18 months, forfeiture is equal to six months of dividends whether earned or not. Choice of dividend payment, either monthly or posted at maturity. Flexible maturities from 3 Months to 5 Years.
3.75% interest rate · Effective Oct 7, 2026
Rate checked
More details - First National Bank in OlneyCertificates of DepositCD · 36 months · $500 min
Bank · Add a location to see nearby branches
3.82%APY$1,190 over 36 months on $10,000Requirements
Product: Automatically renewable at maturity unless otherwise stated. Penalties for early withdrawal will be 1 month, 3 months, 6 months, or 12 months interest on the amount withdrawn depending on the term.
Offer: Compounding frequency: Monthly.
3.75% interest rate · Effective Sep 15, 2026
Rate checked
More details - First State Bank of Beecher CityCertificates of DepositCD · 36 months · $500 min
Bank · Add a location to see nearby branches
3.82%APY$1,190 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal on above accounts. All interest rates subject to change.
Offer: 36 Month term. Penalty for early withdrawal.
3.75% interest rate · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-year CDs pay nationwide
4,160 CDs at 3,669 banks and credit unions · checked Oct 22–24
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.15%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank