Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 511–525 results
- American Bank (Baxter Springs, KS)Certificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,0004.00% interest rate · Effective Oct 1, 2026
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More details - Stoneham Municipal Employees Federal Credit UnionTerm Share CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Requirements
Product: Substantial penalties for early withdrawals may apply. If applicable, fees could reduce earnings.
3.97% interest rate · Effective Oct 1, 2026
Rate checked
More details - AllCom Credit UnionCertificatesCD · 24 months · $500 min · 4.05%–4.15% by balance
Credit union · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Requirements
Product: AllCom membership is required. Early withdrawal penalty may apply. Dividends paid monthly or at maturity to CD, another account, or by check.
Offer: Regular CD
Rate by balance
Rate by balance for Certificates Balance APY $500 and upYour amount 4.05% $50,000 and upJumbo CD 4.15% Rate checked
More details - PriorityONE Credit UnionCertificate of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Requirements
Product: Minimum to open a regular certificate is $1,000; minimum to open a jumbo certificate is $50,000. A penalty will or may be imposed for early withdrawal.
3.98% interest rate · Effective Oct 2, 2026
Rate checked
More details - Ascendia BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Requirements
Product: Penalty may be applied for early withdrawal.
3.92% interest rate · Effective Oct 2, 2026
Rate checked
More details - Oregonians Credit UnionCertificate AccountsCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Requirements
Product: Penalty for early withdrawal of principal. Account fees may reduce earnings.
Offer: Term days: 731 – 1095.
3.97% interest rate · Effective Sep 30, 2026
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More details - St. Cloud Financial Credit UnionDiamond CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000with conditionsRequirements
Product: Requires Diamond Membership: active Diamond Checking account (requires at least 15 SCFCU debit/credit card transactions per qualification cycle and electronic statements) AND a new or existing loan or SCFCU Credit Card. Minimum deposit $500. Not available for business or commercial members.
Offer: Requires Diamond Membership qualifications.
Qualified rate · 3.97% interest rate
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More details - BankIowaCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000intro rateRequirements
Product: Flexible Terms: 3 to 60 months. Interest Payment Options: Compounding or Direct Deposit. One-Way UP Certificate of Deposit: Opportunity to increase interest rates with a one-time option, with additional deposits of $500 or more allowed at time of rate change.
Offer: CD special available for a limited time. Penalty for early withdrawal on 12-up-to-36-month certificates of deposit is 12 months loss of interest on principal withdrawn.
Promotional rate · 4.01% interest rate · Effective Sep 21, 2026
Rate checked
More details - 4.05%APY$826 over 24 months on $10,000
Requirements
Product: Rates and APYs are fixed for the term upon opening and subject to change upon renewal. Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal.
Effective Aug 20, 2026
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More details - Pryority BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawal subject to penalty (12 months interest). APY assumes monthly compounding.
Offer: Monthly compounding; early withdrawal penalty applies.
3.98% interest rate · Effective Jul 29, 2026
Rate checked
More details - Iowa State BankCertificate of Deposit (CD)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.04%APY$824 over 24 months on $10,000Requirements
Product: A wide range of terms available (from 1 week to 5 years). Renews automatically upon maturity after a 10 day grace period for terms of 182 days or longer. Early withdrawals subject to penalty. No setup or maintenance fees.
4.00% interest rate
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More details - Community BankCertificates of DepositCD · 24 months · $5,000 min
Bank · Add a location to see nearby branches
4.04%APY$824 over 24 months on $10,000Requirements
Offer: A penalty will or may be imposed for early withdrawal
Effective Sep 30, 2026
Rate checked
More details - American Pride BankPersonal Certificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.04%APY$824 over 24 months on $10,000intro rateRequirements
Product: $500 minimum to open. Interest rate is fixed for term of CD. Interest is compounded daily. Penalty for early withdrawal. Terms include 6, 12, 18, 24, 36, 48 and 60 months.
Promotional rate · Compounded daily
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More details - Atkins Savings Bank & TrustAdjust-A-Rate CDCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.04%APY$824 over 24 months on $10,000Requirements
Product: Option during the first term (18 month term to 60 month term) to exchange interest rate for a new rate offering on any other time deposit of equal term to maturity at no cost; maturity date remains the same; exchange option exercisable once during each maturity. Subject to penalty for early withdrawal on Certificate of Deposits.
Offer: Minimum balance to open and obtain APY is $1,000.
4.00% interest rate · Effective Aug 26, 2026
Rate checked
More details - Cornhusker BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.03%APY$822 over 24 months on $10,000Requirements
Product: *The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. The withdrawal of interest before maturity will reduce earnings and may reduce the APY. A penalty will be imposed for an early withdrawal. Visit a Cornhusker Bank location to open all additional CD terms.
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank