Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 496–510 results
- UniWyo Credit UnionShare CertificateCD · 60 months · $100 min
Credit union · Add a location to see nearby branches
4.40%APY$2,402 over 60 months on $10,000Requirements
Product: Minimum deposit and minimum balance of $100. Early withdrawal penalty is imposed. Additional deposits cannot be made after the certificate is open. Automatically renews at maturity. Military affiliated members and primary account holders of eligible Youth Accounts are eligible for a 0.50% APY bump on new Share Certificates.
4.33% interest rate · Effective Oct 15, 2026
Rate checked
More details - Tower Federal Credit UnionBump-Up Share CertificatesCD · 60 months · $5,000 min
Credit union · Add a location to see nearby branches
4.40%APY$2,402 over 60 months on $10,000Requirements
Product: Allows you to bump up to a higher dividend rate once during the term if rates rise. Early withdrawal penalty applies.
Offer: Allows you to change the dividend rate once during the term if rates rise. Early withdrawal penalty applies.
4.31% interest rate · Effective Oct 9, 2026
Rate checked
More details - Tendto Credit UnionShare CertificatesCD · 60 months · $1,000 min · 4.40%–4.81% by balance
Credit union · Add a location to see nearby branches
4.40%APY$2,402 over 60 months on $10,000Requirements
Product: All rates and yields stated below are accurate as of October 1, 2026 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened. Choose your term from 6 to 60 months, or any month in between. Penalty imposed for early withdrawal.
4.33% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 4.40% $25,000 and up 4.45% $75,000 and up 4.56% $125,000 and up 4.66% $200,000 and up 4.81% Rate checked
More details - City State Bank60 Month Relationship CDCD · 60 months · $500 min
Bank · Add a location to see nearby branches
4.40%APY$2,402 over 60 months on $10,000with conditionsRequirements
Product: Must have a loan, deposit, or trust and investment account with City State Bank. Early withdrawal penalties may apply. APY assumes interest remains on deposit until maturity.
Offer: Must have a loan, deposit, or trust and investment account with City State Bank.
Qualified rate · 4.36% interest rate
Rate checked
More details - Friona Texas Federal Credit Union6 Month CDCD · 6 months
Credit union · Add a location to see nearby branches
4.39%APY$217 over 6 months on $10,0004.30% interest rate
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More details - Hiawatha National Bank7 Month CD SpecialCD · 7 months · $5,000 min
Bank · Add a location to see nearby branches
4.39%APY$254 over 7 months on $10,000intro rateRequirements
Product: Minimum opening deposit: $5,000.
Promotional rate · 4.32% interest rate
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More details - DuPage Credit UnionShare Savings CertificateCD · 9 months · $1,000 min · 3.82%–4.39% by balance
Credit union · Add a location to see nearby branches
4.39%APY$327 over 9 months on $10,000Requirements
Product: Must have a DuPage Credit Union membership established and be in good standing. No monthly maintenance/service fees. Early withdrawal penalties may apply.
Offer: Dividends are compounded monthly and paid monthly. A minimum investment of $1,000 is required to open and to earn dividends.
3.75% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Savings Certificate Balance APY $1,000 and up 3.82% $10,000 and upYour amountLimited-time offer. At maturity renews as a standard 9-month certificate at then-current rate. A 30 day loss of dividends for early withdrawal. Dividends compounded and paid monthly. 4.39% Rate checked
More details - City National BankPersonal Certificates of DepositCD · 12 months · $2,500 min
Bank · Add a location to see nearby branches
4.39%APY$439 over 1 year on $10,000intro rateRequirements
Offer: Special 12-Month Fixed Rate CD requires new money deposits. Automatically renews at the then-prevailing published 12-month standard rate and APY.
Promotional rate · 4.30% interest rate · Effective Oct 16, 2026
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More details - Paragon Bank13 month CD SpecialCD · 13 months · $1,000 min
Bank · Add a location to see nearby branches
4.39%APY$476 over 13 months on $10,000with conditionsRequirements
Product: Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Automatic renewal upon maturity for the standard rate and term. Early withdrawal penalties may apply.
Offer: Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Early withdrawal penalties may apply.
Qualified rate · 4.30% interest rate · Effective Oct 1, 2026
Rate checked
More details - The Bank of Princeton15-month 4.30% CD PromoCD · 15 months
Bank · Add a location to see nearby branches
4.39%APY$552 over 15 months on $10,000intro ratePromotional rate · 4.30% interest rate
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More details - Members Trust Federal Credit UnionCertificate AccountsCD · 36 months · $1,000 min · 4.39%–4.59% by balance
Credit union · Add a location to see nearby branches
4.39%APY$1,376 over 36 months on $10,000Requirements
Product: Share certificates require just $1,000 to open with terms from 6 months (182 days) up to 7 years. If you need to withdraw the money sooner than expected, you won’t lose any of the principal that you invested.
Offer: 3 Years; Min. $1,000 tier
4.30% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Certificate Accounts Balance APY $1,000 and upYour amount 4.39% $25,000 and upMini-Jumbo tier (Min. $25,000) 4.49% $90,000 and upJumbo tier (Min. $90,000) 4.59% Rate checked
More details - First Choice Financial Federal Credit UnionShare CertificatesCD · 48 months · $500 min
Credit union · Add a location to see nearby branches
4.39%APY$1,875 over 48 months on $10,000Requirements
Product: $500 Minimum Balance Required; Interest Compounded Daily; Penalty for early withdrawal; Rates are subject to change without notice
Offer: Credit Quarterly
4.25% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 4.39%APY$2,396 over 60 months on $10,000
Requirements
Product: No additional deposits allowed. Early withdrawal of principal before maturity is subject to a penalty equal to 90 days' interest. Automatically renews to the same term CD unless funds are withdrawn within the 10-day grace period after maturity. Withdrawals reduce earnings.
Offer: Minimum opening deposit of $500.00 required. No additional deposits allowed. Early withdrawal penalty of 90 days' interest applies.
4.30% interest rate · Effective Aug 28, 2026
Rate checked
More details - Capstone Federal Credit UnionCertificatesCD · 60 months · $1,000 min · 4.39%–4.59% by balance
Credit union · Add a location to see nearby branches
4.39%APY$2,396 over 60 months on $10,000Requirements
Product: Minimum opening deposit and balance to earn interest is $1,000. Early withdrawal penalty applies. Institutional and Public Funds are not eligible; members are eligible.
Offer: Standard tier for balances up to $75,000.
4.30% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 – $75,000Your amount 4.39% Over $75,000 4.59% Rate checked
More details - Somerville's Credit UnionTerm CertificatesCD · 8 months
Credit union · Add a location to see nearby branches
4.39%APY$290 over 8 months on $10,000intro rateRequirements
Offer: Special offer
Promotional rate · 4.30% interest rate · Effective Oct 1, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank