Credit union · NCUA insured
Somerville's Credit Union CD Rates
Somerville's Credit Union’s best CD rate is 4.39% APY on an 8-month share certificate (CD). Terms run from 8 months to 13 months. Rates checked October 15, 2026.
How Somerville's Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Somerville's Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Somerville's Credit Union
4.39%APY
- Term
- 8 months
- Minimum
- —
- Earns on $10,000
- $290
Term Certificates
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Certificates
4.39%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 8 monthsSpecial offer | 4.39% | $290 |
| 13 monthsSpecial offer | 4.39% | $476 |
Who can join Somerville's Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Cambridge Elder Services, or individuals related to past or present employees of Cambridge Elder Services, are eligible to join.
- Members of the Somerville Garden Club are eligible to join.
- Employees of UNITE HERE NEJB, or individuals related to past or present employees of UNITE HERE NEJB, are eligible to join.
Military, government and schools
- Employees of The City of Somerville, as well as individuals related to past or present employees of The City of Somerville, are eligible to join.
- Employees of Somerville Housing Authority, or individuals related to past or present employees of Somerville Housing Authority, are eligible to join.
Family and household
- Immediate family members of eligible members are eligible to join.
Cost to join
- A minimum deposit of $25 in savings is required to open an account.
Membership information collected October 5, 2026.