Credit union · NCUA insured
Friona Texas Federal Credit Union
A $14.5M credit union headquartered in Friona, TX, with 1,655 members and 1 branch in Texas. Best rates: CDs 4.39% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no rate at the amounts we compare. Savings: carrot has not captured enough rates to score this yet. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—4.39%CD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Friona Texas Federal Credit Union
Friona Texas Federal Credit Union is a member-owned cooperative financial institution headquartered in Friona, Texas.
The credit union was established in 1954.
- Headquarters
- 801 Austin Ave, P.O. Box 848, Friona, TX 79035
- NCUA charter
- 9843
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals living, working, or worshipping in the credit union's geographic field of membership.
Cost to join
- Opening a membership requires a $25 Share Savings Account deposit, which is refundable when the account is closed.
Branches
1 branch in Texas
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Texas
1 branch
- Friona Texas Federal CUMain office801 Austin Ave, P.O. Box 848, Friona, TX 79035Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.70% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 12.40% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -2.94% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $39 | $59 | — |
- CapitalNet worth ratio14.70%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late12.40%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-2.94%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$39Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Friona Texas Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.