Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 466–480 results
- USALLIANCE FinancialFixed Rate Certificate AccountsCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$2,137 over 60 months on $10,000intro rateRequirements
Product: Dividends calculated and compounded daily and credited monthly on the last calendar day of the month. APY assumes dividends remain until maturity; premature withdrawal incurs penalty.
Promotional rate · 3.87% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - The First National Bank Of Nevada, MissouriBasic CDsCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.95%APY$2,137 over 60 months on $10,000Requirements
Product: All CDs listed are fixed rate CDs. A penalty may be imposed for early withdrawal of principal during the term of a CD. Interest is accrued on the full daily balance.
3.95% interest rate · Effective Sep 22, 2026
Rate checked
More details - Capital Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.95%APY$2,137 over 60 months on $10,000Requirements
Product: Fixed rates guaranteed for length of term. Federally insured by NCUA. Early withdrawal penalty may apply. Institutional and government deposits excluded.
Offer: Compounds quarterly.
3.89% interest rate · Effective Sep 24, 2026
Rate checked
More details - Carolina Foothills Federal Credit UnionTerm Share CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$2,137 over 60 months on $10,000Requirements
Product: Certificates will automatically renew for another term at maturity. You have 10 business days after the date the certificate matures to move make changes or withdraw the funds. A penalty may be imposed if you withdraw the funds before the maturity date.
3.89% interest rate
Rate checked
More details - Grand Altitude Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$2,137 over 60 months on $10,000Requirements
Product: Grand Altitude FCU membership is required. Certificate dividends pay annually, at maturity or monthly upon request. Early withdrawal penalties apply. Fees may reduce earnings. Rates may change without notice.
3.95% interest rate
Rate checked
More details - First Heritage Federal Credit UnionCertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.95%APY$2,137 over 60 months on $10,000Requirements
Product: Membership eligibility required. Penalties may be imposed for early withdrawal. Dividends earned daily and credited monthly. Member forfeits dividends if account is closed before dividends accrue.
3.88% interest rate · Balance cap $99,999.99 · Effective Sep 23, 2026
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More details - St. Cloud Financial Credit UnionDiamond CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$2,137 over 60 months on $10,000with conditionsRequirements
Product: Requires Diamond Membership: active Diamond Checking account (requires at least 15 SCFCU debit/credit card transactions per qualification cycle and electronic statements) AND a new or existing loan or SCFCU Credit Card. Minimum deposit $500. Not available for business or commercial members.
Offer: Requires Diamond Membership qualifications.
Qualified rate · 3.87% interest rate
Rate checked
More details - The Federal Savings BankSpecial CD PromotionCD · 60 months · $5,000 min
Bank · Add a location to see nearby branches
3.95%APY$2,137 over 60 months on $10,000intro rateRequirements
Product: Valid for renewals and funds not currently on deposit with The Federal Savings Bank. $5,000.00 minimum deposit to open and earn stated CD APY, assumes interest remains on deposit until maturity. Interest is accrued daily and compounded monthly. Early withdrawal penalty applies (180 days interest for 12 and 18 Month CDs; 365 days interest for 2, 3, 4, 5 Year CDs). 10-day grace period at maturity and auto renews.
Offer: Early withdrawal penalty is 365 days' worth of interest.
Promotional rate · 3.89% interest rate · Compounded monthly · Effective Jul 20, 2026
Rate checked
More details - Cabrillo Credit UnionShare CertificatesCD · 60 months · $2,000 min · 3.90%–4.00% by balance
Credit union · Add a location to see nearby branches
3.95%APY$2,137 over 60 months on $10,0003.83% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $2,000 – $9,999 3.90% $10,000 – $49,999Your amount 3.95% $50,000 and up 4.00% Rate checked
More details - Ergo BankCertificate of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.94%APY$2,131 over 60 months on $10,000intro rateRequirements
Product: Requires new money, which can consist of money from matured Ergo Bank CDs, savings, money market and checking accounts. Early withdrawal penalty applies. Withdraw or reinvest funds at full maturity. Fees may reduce earnings.
Offer: Early withdrawal penalty applies. Requires new money. Any withdrawal reducing balance below minimum may be treated as withdrawal of entire balance.
Promotional rate · 3.90% interest rate · Effective Oct 22, 2026
Rate checked
More details - Galaxy Federal Credit UnionShare CertificateCD · 49–60 months · $500 min
Credit union · Add a location to see nearby branches
3.93%APYRequirements
Product: Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. Members must maintain a minimum balance of $5 in savings accounts. Penalty for early withdrawal.
3.85% interest rate · Effective Jul 1, 2026
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More details - Self Reliance Financial Federal Credit UnionCertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.92%APY$2,120 over 60 months on $10,000Requirements
Product: Must be a member of SRFFCU. Rate is fixed for the term. APY assumes dividends remain on deposit until maturity. A minimum balance of $500 is required to open a Certificate and earn the advertised dividend rate. Renewal at maturity at then-current rate. Penalty may be imposed for early withdrawal of principal. Fees may reduce earnings.
Offer: Early withdrawal penalty: 6 month interest (180 days' dividends).
3.85% interest rate · Effective Oct 16, 2026
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More details - Red River Federal Credit UnionCertificateCD · 60 months
Credit union · Add a location to see nearby branches
3.92%APY$2,120 over 60 months on $10,000 - Grow FinancialCertificate AccountCD · 60 months · $500 min · 3.92%–4.02% by balance
Credit union · Add a location to see nearby branches
3.92%APY$2,120 over 60 months on $10,000Requirements
Product: Minimum balance of $500.00 required to open and maintain the account; account will be closed if balance falls below requirements. Membership required.
Offer: Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY.
3.85% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate Account Balance APY $500 – $100,000Your amount 3.92% $100,000 and up 4.02% Rate checked
More details - Wyrope Williamsport FCUShare CertificatesCD · 60 months · $500 min · 3.82%–4.02% by balance
Credit union · Add a location to see nearby branches
3.92%APY$2,119 over 60 months on $10,000Requirements
Product: Share Certificates will renew at the current rate for the selected term. Minimum deposit of $500.00.
3.75% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Up to $5,000 3.82% $5,000 – $25,000Your amount 3.92% $25,000 and up 4.02% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank