Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 406–420 results
- Blackhawk Community Credit UnionShare CertificateCD · 60 months · $1,000 min · 3.95%–4.45% by balance
Credit union · Add a location to see nearby branches
4.45%APY$2,432 over 60 months on $10,0003.89% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and up 3.95% $10,000 and upYour amountJumbo Certificate 4.45% Rate checked
More details - La Capitol Federal Credit UnionThrifty Saver Share CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.45%APY$2,432 over 60 months on $10,000with conditionsRequirements
Product: Membership required. Additional deposits not allowed. Automatically renews at maturity. Early withdrawal penalty applies: 180 days dividends for terms 1 to less than 3 years; 365 days dividends for terms 3 years or more. Effective date 10/09/2026.
Offer: APY 4.45% with $500 minimum opening and La Capitol checking account.
Qualified rate · Effective Oct 9, 2026
Rate checked
More details - Logan Medical Federal Credit UnionShare CertificatesCD · 60 months
Credit union · Add a location to see nearby branches
4.45%APY$2,432 over 60 months on $10,0004.36% interest rate · Effective Oct 10, 2026
Rate checked
More details - Bank of WashingtonCertificate of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
4.45%APY$2,432 over 60 months on $10,000Requirements
Product: APY is calculated using the daily balance method, assuming interest remains in the account until maturity. A penalty may be imposed for early withdrawal.
Offer: Interest paid quarterly.
4.38% interest rate
Rate checked
More details - Bank of South TexasCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.44%APY$220 over 6 months on $10,0004.35% interest rate · Effective Sep 24, 2026
Rate checked
More details - GECUCredit Builder Certificate AccountCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.44%APY$444 over 1 year on $10,000Requirements
Product: Credit Builder certificate accounts offer the option of requesting a loan in which the proceeds of the loan are deposited to this certificate account. This product allows unlimited deposits of any amount. The funds remain on deposit while payments are made to the loan. Timely payments to the loan may be used to help build your credit score. At maturity, the certificate account will automatically renew to a fixed-rate 12-month certificate account. Dividends may only be withdrawn during the grace period prior to renewal. Withdrawals are not allowed until maturity. Membership eligibility is required; $10 share account deposit required. All loans subject to approval.
Offer: Monthly Crediting. 12-month Credit Builder. Average daily balance requirement of $500.
4.35% interest rate · Effective Oct 20, 2026
Rate checked
More details - GECUPersonal Certificate Accounts (Fixed rate)CD · 12 months · $50 min · 4.44%–4.54% by balance
Credit union · Add a location to see nearby branches
4.44%APY$444 over 1 year on $10,000Requirements
Product: Membership eligibility is required. Must have a GECU share account ($10 deposit) to open a certificate account. Dividends are accurate as of Tuesday, October 20, 2026. Early-withdrawal penalties apply.
Offer: Monthly Crediting. Average daily balance requirement of $50.
4.35% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for Personal Certificate Accounts (Fixed rate) Balance APY $50 and upYour amount 4.44% $50,000 and up12-month Jumbo. 4.54% Rate checked
More details - RaizRegular Share CertificateCD · 12 months · $25 min
Credit union · Add a location to see nearby branches
4.44%APY$444 over 1 year on $10,000Requirements
Product: No maintenance fees. Add-on deposits permitted anytime throughout its lifetime, with minimum add-on deposits as low as $10. Early withdrawal penalty may apply.
Offer: Twelve to sixty month share certificate dividends are paid and compounded monthly. Early withdrawal penalty applies if principal is withdrawn before maturity.
4.35% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate checked
More details - First Northern Bank and Trust1 Year (12 Month) Adjustable CDCD · 12 months · $5,000 min
Bank · Add a location to see nearby branches
4.44%APY$444 over 1 year on $10,000Requirements
Product: Open account in person. The interest rate on your account is based on the prior month’s average 1 Year Treasury Note Rate as calculated by First Northern Bank and Trust Co. Interest rate may change every month. Penalty will or may be imposed for early withdrawals. Fees could reduce earnings.
Offer: Open account in person; rate based on prior month's average 1 Year Treasury Note Rate, adjustable monthly
4.37% interest rate · Effective Oct 2, 2026
Rate checked
More details - Mass Bay Credit UnionCertificatesCD · 14 months · $500 min
Credit union · Add a location to see nearby branches
4.44%APY$520 over 14 months on $10,000intro rateRequirements
Product: Subject to membership eligibility. Early withdrawal penalty may apply. Maximum deposit $250,000 per member. Fees may reduce earnings. Rates are subject to change without notice.
Offer: Minimum average daily balance to earn APY is $500. Limited time offer subject to change without notice. To qualify for this rate, at least 50% of the funds deposited by members must be new money (funds not currently on deposit with Mass Bay Credit Union). Early withdrawal penalty may apply. $250,000 maximum deposit per Member.
Promotional rate · Balance cap $250,000 · Effective Oct 16, 2026
Rate checked
More details - Lake Shore BankSelect Certificate of Deposit (CD)CD · 18 months · $500 min
Bank · Add a location to see nearby branches
4.44%APY$673 over 18 months on $10,000intro rateRequirements
Product: Assumes interest will remain on deposit until maturity. Early withdrawal penalties may apply. $500 minimum deposit required to open any CD.
Offer: All deposits to the 18-month CD must be new money. "New money" is defined as funds that are not currently and were not previously on deposit with Lake Shore Bank. Financial institutions, as defined in the sole discretion of Lake Shore Bank, are ineligible depositors for this product.
Promotional rate · 4.34% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Federal Community BankCertificates of Deposit (CDs)CD · 25 months · $500 min
Bank · Add a location to see nearby branches
4.44%APY$947 over 25 months on $10,000Requirements
Product: Fixed rates; no setup or maintenance fees; interest earnings can be withdrawn without penalty; penalty applies if principal is withdrawn before maturity; $5,000 minimum balance required to receive monthly ACH transfer of interest.
Offer: Current Special; $5,000 minimum balance required to receive ACH transfer of interest; penalty applies if principal is withdrawn before maturity.
4.35% interest rate · Effective Oct 19, 2026
Rate checked
More details - Employee Resources Credit UnionCertificates of DepositCD · 6 months · $5,000 min
Credit union · Add a location to see nearby branches
4.42%APY$219 over 6 months on $10,000Requirements
Product: Early withdrawal penalties apply. Rates subject to change at any time.
Offer: 182 Days term.
4.35% interest rate · Effective Oct 13, 2026
Rate checked
More details - The Community State Bank12 Month CDCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.42%APY$442 over 1 year on $10,000Requirements
Product: All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
4.35% interest rate · Effective Sep 29, 2026
Rate checked
More details - The FNB Community BankCertificates of Deposit (CDs)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.42%APY$904 over 24 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. The minimum balance required to open the account and to obtain the disclosed APY is $1,000.00. Fees could reduce earnings on the account. Interest is calculated quarterly. CD terms 12 months and greater are based on compounding interest and automatically renew at maturity.
Offer: Term: 24 months. Penalty may be imposed for early withdrawal. Based on compounding interest and automatically renews at maturity.
4.35% interest rate · Effective Oct 19, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,723 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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- Synchrony BankBank