Bank · FDIC insured
Bank of South Texas CD Rates
Bank of South Texas’s best CD rate is 4.44% APY on a 6-month CD. Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Bank of South Texas’s CD rates compare
Compared with banks and credit unions in Texas, where Bank of South Texas has the most branches. $10,000, best rate first.
This bank’s best
Bank of South Texas
4.44%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $220
Certificate of Deposit
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.44%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.44% | $220 |
| 12 months | 3.70% | $370 |
Sources (1)
- bankofsouthtexas.com/personal/certificate-of-deposit · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.