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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 391–405 results

  1. Top Carrot, Carrot Score 89
    Hoboken School Employees Federal Credit UnionShare CertificatesCD · 24 months · $5,000 min

    Credit union · Add a location to see nearby branches

    4.11%APY$839 over 24 months on $10,000
  2. Sunward Credit UnionStandard Term CertificatesCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.11%APY$839 over 24 months on $10,000
  3. Civic Federal Credit UnionChoice CertificateCD · 19–24 months · $250 min

    Credit union · Add a location to see nearby branches

    4.10%APYwith conditions
  4. Southern FCUCertificate of DepositCD · 24 months · $1,000 min · 4.10%–4.20% by balance

    Credit union · Add a location to see nearby branches

    4.10%APY$837 over 24 months on $10,000with conditions
  5. State Bank of GraymontCertificates of DepositCD · 24 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.10%APY$837 over 24 months on $10,000
  6. Top Carrot, Carrot Score 94
    American Heritage Credit UnionCertificatesCD · 24 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.10%APY$837 over 24 months on $10,000intro rate
  7. Sharefax Credit UnionShare CertificatesCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.10%APY$837 over 24 months on $10,000with conditions
  8. Friends and Family Credit UnionShare CertificatesCD · 24 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.10%APY$837 over 24 months on $10,000with conditions
  9. FNC BankCertificates of DepositCD · 24 months · $250 min

    Bank · Add a location to see nearby branches

    4.10%APY$837 over 24 months on $10,000
  10. Top Carrot, Carrot Score 99
    Knoxville TVA Employees Credit UnionCertificate AccountsCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.10%APY$837 over 24 months on $10,000
  11. City National BankCertificate of DepositCD · 24–29 months · $500 min

    Bank · Add a location to see nearby branches

    4.10%APY
  12. Top Carrot, Carrot Score 89
    Horizon Credit UnionCertificateCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.10%APY$837 over 24 months on $10,000
  13. Seattle Credit UnionCertificatesCD · 24 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.10%APY$837 over 24 months on $10,000
  14. Top Carrot, Carrot Score 99
    Educational Systems Federal Credit UnionCertificateCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.10%APY$837 over 24 months on $10,000intro rate
  15. Top Carrot, Carrot Score 87
    UFCUFixed-Rate CertificateCD · 24 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.10%APY$837 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 2-year CDs pay nationwide

4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24

Typical
3.05%
Top 10% from
4.06%
Banks, typical
2.75%
Credit unions, typical
3.25%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate