Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 376–390 results
- Greater Metro Federal Credit UnionShare CertificateCD · 22 months · $5,000 min
Credit union · Add a location to see nearby branches
4.45%APY$831 over 22 months on $10,000Requirements
Product: Minimum amount required to purchase a share certificate is $500.00. Dividends are compounded daily and credited monthly. Early withdrawals are subject to penalty which may reduce principal.
Offer: Requires a minimum of $5,000 in New Money not previously on deposit with Greater Metro FCU at opening or renewing.
4.35% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Canyon View Credit UnionAdd-On CertificateCD · 24 months · $10 min
Credit union · Add a location to see nearby branches
4.45%APY$910 over 24 months on $10,000Requirements
Product: $10 minimum to open; aggregate limit $250,000; consumer accounts only. Automatically renews for same term unless otherwise requested at maturity. Dividends are paid monthly. Early withdrawal penalties may apply. Min. $10 in primary savings required. Membership required. Other restrictions may apply.
4.36% interest rate · Balance cap $250,000 · Effective Oct 9, 2026
Rate checked
More details - Canyon View Credit UnionRegular Share CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.45%APY$910 over 24 months on $10,000Requirements
Product: $500 minimum balances to open. No maintenance fee. Early withdrawal penalties may apply. A minimum $10 primary savings balance is required. Other restrictions may apply. Not available for institutional investors. Rates are variable and subject to change. Fees may reduce earnings.
4.36% interest rate · Effective Oct 9, 2026
Rate checked
More details - Goldenwest Credit UnionStandard CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.45%APY$910 over 24 months on $10,000Requirements
Product: Minimum deposit to earn dividends is $500. Terms range from 1 to 60 months. Dividends paid monthly. Bump option available at opening (0.15% lower than stated rate for one-time rate bump). President's Club members earn an additional 0.25%. Early withdrawal penalties apply.
4.36% interest rate · Effective Oct 1, 2026
Rate checked
More details - Atomic Credit UnionCertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.45%APY$910 over 24 months on $10,000Requirements
Product: Southeast Ohio residents; $1,000 minimum deposit; fixed dividend terms; withdrawal penalties apply.
4.35% interest rate
Rate checked
More details - The Pioneer Savings BankCertificate of DepositCD · 24 months · $500 min · 0.80%–4.45% by balance
Bank · Add a location to see nearby branches
4.45%APY$910 over 24 months on $10,000intro rateRequirements
Product: Rates are subject to change without notice. Early withdrawal penalties may apply on certificates.
Promotional rate · 0.80% interest rate
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and up 0.80% $2,500 and upYour amountCD Special is for New Money Only. New Money is defined as funds not currently held on deposit with this institution. 4.45% Rate checked
More details - Ascent Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.45%APY$910 over 24 months on $10,000Requirements
Product: Minimum opening deposit $500. Terms vary from 3 to 60 months. Early withdrawal penalties apply. Fixed interest rate compounded and paid quarterly. Rate match available for same product from local credit unions (conditions may apply). Members of the VIP Club can earn higher interest rates.
Offer: Interest compounded and paid quarterly.
Effective Oct 15, 2026
Rate checked
More details - DR BankDigital Prime Certificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.45%APY$910 over 24 months on $10,000Requirements
Product: Digital certificate of deposit accounts. Must be funded within 30 days to remain open. Early withdrawal penalty applies. Automatic renewal at maturity with 10-day grace period. No maintenance fees.
Offer: Minimum Deposit of $500.00 required. Minimum Daily Balance required to earn APY is $500.00. Early withdrawal penalty is 270 days of interest.
4.36% interest rate · Effective Sep 15, 2026
Rate checked
More details - DR BankPrime Certificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.45%APY$910 over 24 months on $10,000Requirements
Product: Interest credited and compounded monthly or at maturity. Early withdrawal penalty applies based on term. Account automatically renews at maturity with a 10-calendar-day grace period. No monthly maintenance fees.
Offer: Early withdrawal penalty is 270 days of interest. Minimum daily balance required to earn APY is $500.00.
4.36% interest rate · Compounded monthly · Effective Sep 15, 2026
Rate checked
More details - Purdue Federal Credit UnionSavers' CertificateCD · 24 months · $50 min
Credit union · Add a location to see nearby branches
4.45%APY$910 over 24 months on $10,000Requirements
Product: Variable rate. Additional deposits required. Membership eligibility required. $5 deposit in Member Ownership Share required.
Offer: Dividend Rate formula: T-Bill + 0.25%. Variable rate.
Effective Oct 1, 2026
Rate checked
More details - Chief Financial Credit UnionSpecial Share CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.45%APY$910 over 24 months on $10,000intro rateRequirements
Product: Federally insured by NCUA up to $250,000. Early withdrawal penalty may apply. Dividends paid monthly. Only new funds eligible for promotional rate.
Offer: Early withdrawal penalty may apply. Only new funds eligible for promotional rate.
Promotional rate · 4.36% interest rate · Effective Oct 1, 2026
Rate checked
More details - Northwestern Mutual Credit UnionCertificate of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.45%APY$910 over 24 months on $10,0004.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - Bank of DeerfieldCertificate of DepositCD · 36 months · $500 min · 4.27%–4.45% by balance
Bank · Add a location to see nearby branches
4.45%APY$1,395 over 36 months on $10,000Requirements
Product: Substantial penalty for early withdrawal. Rates as of September 18, 2026.
4.22% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and up 4.27% $2,500 and upYour amount 4.45% Rate checked
More details - GFA FCUTerm Share CertificateCD · 48 months · $500 min
Credit union · Add a location to see nearby branches
4.45%APY$1,902 over 48 months on $10,000Requirements
Product: Dividends can compound, be paid by check, or transferred to an account monthly (min. $10.00). Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates subject to change without notice. Early withdrawal is subject to penalty and may reduce earnings.
Offer: Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates subject to change without notice. Early withdrawal is subject to penalty and may reduce earnings.
4.36% interest rate
Rate checked
More details - Prime Alliance BankCertificate of DepositCD · 48 months · $500 min
Bank · Add a location to see nearby branches
4.45%APY$1,902 over 48 months on $10,000Requirements
Product: Fixed rate until maturity/renewal. Interest is compounded and paid monthly. Minimum balance of $500 required to open and obtain APY. Early withdrawal penalty applies.
4.36% interest rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,753 CDs at 4,650 banks and credit unions · checked Oct 16–23
- Typical
- 3.20%
- Top 10% from
- 4.07%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank