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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 346–360 results

  1. Top Carrot, Carrot Score 88
    Appalachian Community Federal Credit UnionCertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  2. Top Carrot, Carrot Score 88
    Alabama ONECertificates of Deposit AccountsCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  3. Top Carrot, Carrot Score 92
    Bellco Credit UnionTraditional CDCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  4. Merchants BankCertificate of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  5. Top Carrot, Carrot Score 88
    Peninsula Federal Credit UnionJump Rate CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000intro rate
  6. Top Carrot, Carrot Score 87
    Utah Heritage Credit UnionSavings CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  7. Top Carrot, Carrot Score 87
    First State BankCertificates of Deposit (CDs)CD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.04%APY$1,262 over 36 months on $10,000
  8. Top Carrot, Carrot Score 87
    Iowa State BankCertificate of Deposit (CD)CD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.04%APY$1,262 over 36 months on $10,000
  9. The Bank of ProtectionCertificate of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.04%APY$1,262 over 36 months on $10,000
  10. Advancial Federal Credit UnionSavings CertificatesCD · 36 months · $1,000 min · 4.03%–4.24% by balance

    Credit union · Add a location to see nearby branches

    4.03%APY$1,258 over 36 months on $10,000
  11. Top Carrot, Carrot Score 94
    Jack Daniel Employees' Credit UnionShare Certificate AccountCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.02%APY$1,256 over 36 months on $10,000
  12. Top Carrot, Carrot Score 88
    Coast Central Credit UnionSavings CertificatesCD · 36–47 months · $500 min

    Credit union · Add a location to see nearby branches

    4.02%APY
  13. Top Carrot, Carrot Score 89
    PALCO Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.01%APY$1,252 over 36 months on $10,000
  14. Top Carrot, Carrot Score 93
    American Heritage Credit UnionCertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.01%APY$1,252 over 36 months on $10,000intro rate
  15. TruNorth Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.01%APY$1,252 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,164 CDs at 3,673 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate