Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 316–330 results
- Bank of the Flint HillsCertificate of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
4.06%APY$2,202 over 60 months on $10,000Requirements
Product: $500 opening deposit. Automatically renews at maturity. 10 day grace period for changes or withdrawals. Early withdrawal penalty applies. Interest compounded and credited quarterly.
Offer: $500 minimum balance required to obtain APY. Early withdrawal penalty equals 12 months interest. Automatically renews.
4.00% interest rate · Effective Oct 13, 2026
Rate checked
More details - Foresight BankCertificate of DepositCD · 60 months · $500 min · 4.01%–4.16% by balance
Bank · Add a location to see nearby branches
4.06%APY$2,202 over 60 months on $10,000Requirements
Product: FDIC insured. No fees. Minimum opening deposit $500. Early withdrawal penalties apply (with exceptions such as up to $50,000 per year for nursing home expenses). Contact bank for rates on CDs above $100,000.
3.95% interest rate
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and up 4.01% $10,000 and upYour amount 4.06% $40,000 and up 4.11% $100,000 and up 4.16% Rate checked
More details - Central Bank of Kansas CityCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
4.06%APY$2,202 over 60 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Minimum balance necessary to obtain the APY indicated.
Offer: 5 year CD. A penalty may be imposed for early withdrawal.
4.00% interest rate · Effective Oct 6, 2026
Rate checked
More details - Regional Missouri BankCertificates of Deposit (CDs)CD · 60 months · $1,000 min · 4.06%–4.16% by balance
Bank · Add a location to see nearby branches
4.06%APY$2,202 over 60 months on $10,000Requirements
Product: Fixed rate for initial term. Penalty for early withdrawal may apply; early withdrawal fees may reduce earnings and could reduce principal deposit. No setup or maintenance fees.
Offer: APY assumes quarterly compounding of interest. Early withdrawal penalty for over 4-year maturity is 730 days interest.
4.00% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $1,000 and upYour amount 4.06% $50,000 and upJumbo CD. 4.16% Rate checked
More details - Oakwood BankCertificates of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.06%APY$2,202 over 60 months on $10,000Requirements
Product: The minimum deposit for each CD is also the minimum balance to obtain the APY. A penalty may be imposed for early withdrawal.
Offer: The minimum deposit for each CD is also the minimum balance to obtain the APY. A penalty may be imposed for early withdrawal.
4.00% interest rate · Effective Oct 14, 2026
Rate checked
More details - First National BankCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
4.06%APY$2,202 over 60 months on $10,000Requirements
Product: Rates as of: October 9, 2026. Rates are subject change, for the most current rates please contact us at 434.369.3000. A penalty will be imposed for early withdrawal (except No Penalty). Interest rate and APY may change after opening. Daily balance calculation. Fees could reduce earnings.
Offer: 5 Year CD. Early withdrawal penalty applies.
4.00% interest rate · Effective Oct 9, 2026
Rate checked
More details - Vantage West Credit UnionCertificates (CD)CD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.06%APY$2,202 over 60 months on $10,000with conditionsRequirements
Product: Minimum opening deposit of $500. Early withdrawal penalties apply and may reduce earnings. Membership required. No monthly service fees when enrolled in eStatements.
Offer: Relationship Rate requires: 1. Qualifying open Vantage West consumer checking account, 2. Monthly direct deposit of at least $750 to accounts under the same Membership account, 3. Aggregate loan and/or deposit balance of at least $10,000 in the same Membership account. Monthly fee waived with eStatements.
Qualified rate · Effective Oct 2, 2026
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More details - 4.06%APY$2,202 over 60 months on $10,000intro rate
Requirements
Product: Can be stepped up to the then-current 5 Year rate CD one time during the 5 year term without extending original maturity date; considered a variable rate product until after the step-up feature is elected.
Offer: 5 Year term. Early withdrawal penalty: 6 Month's Interest. Rate can be stepped up one time during the 5-year term to the then-current 5 Year rate CD.
Promotional rate · 4.00% interest rate · Effective Sep 24, 2026
Rate checked
More details - U.P. State Credit UnionCertificates of DepositCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.06%APY$2,202 over 60 months on $10,000Requirements
Product: Dividends may not be withdrawn before maturity.
Rate checked
More details - WEPCO Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.06%APY$2,202 over 60 months on $10,000Requirements
Offer: Early withdrawal penalty applies. Compounding and crediting posted quarterly.
4.00% interest rate · Effective Jan 1, 2026
Rate checked
More details - Southwest Montana Community Federal Credit UnionShare Certificates of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.06%APY$2,202 over 60 months on $10,000intro rateRequirements
Product: Renews automatically upon maturity after 10-day grace period. 90-day penalty for early withdrawal on all Share Certificates. Dividends are calculated and paid quarterly.
Promotional rate · Effective Oct 1, 2026
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More details - Wisconsin Medical CUShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.06%APY$2,202 over 60 months on $10,000Requirements
Product: Dividends compounded quarterly. Penalty for early withdrawal.
4.00% interest rate · Compounded quarterly · Effective Sep 18, 2026
Rate checked
More details - Rivertrust Federal Credit UnionTerm Share CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.06%APY$2,202 over 60 months on $10,000Requirements
Offer: Dividend Posting Period: quarterly
4.00% interest rate · Effective Jan 21, 2026
Rate checked
More details - Compass Community Credit UnionTerm Share CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.06%APY$2,202 over 60 months on $10,000Requirements
Product: Fixed rates are guaranteed for the length of the term. Early withdrawal penalties apply (90 days for terms 12 months or less; 180 days for terms greater than 12 months).
4.00% interest rate · Effective Sep 1, 2026
Rate checked
More details - Northeast Community Credit Union60 Month Certificate AccountCD · 60 months
Credit union · Add a location to see nearby branches
4.05%APY$2,196 over 60 months on $10,000Effective Oct 23, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,413 CDs at 3,038 banks and credit unions · checked Oct 16–23
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank