Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 301–315 results
- Upward Credit UnionSummer Certificate SpecialsCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000intro rateRequirements
Product: Promotional specials available for a limited time.
Promotional rate · 4.12% interest rate · Effective Aug 17, 2026
Rate checked
More details - Midwest BankCertificates of Deposit (CDs)CD · 24 months · $500 min · 4.20%–4.35% by balance
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Fixed rate that will not change for the term. Automatic renewal when certificate meets maturity. No setup or maintenance fees.
Offer: Term: 24 Month. Early withdrawal penalty may apply. Minimum balance to obtain APY is based on daily balance.
4.14% interest rate
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $500 and upYour amount 4.20% $25,000 and upTerm: 24 Month ($25,000 or more). 4.35% Rate checked
More details - SalemVA Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Terms range from 6 months to 5 years. Low $1,000 minimum. There could be a substantial penalty for early withdrawal. Fees could reduce the earnings on the account.
4.12% interest rate · Effective Oct 15, 2026
Rate checked
More details - SalemVA Credit UnionShare CertificateCD · 24 months · $10,000 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Terms range from 6 months to 5 years. Low $1,000 minimum. There could be a substantial penalty for early withdrawal. Fees could reduce the earnings on the account.
4.12% interest rate · Effective Oct 15, 2026
Rate checked
More details - Millard County Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Dividends compounded and credited monthly. Payment of dividends is based on available current and undivided earnings of MCCU. Some share certificates may not be available for online opening.
4.12% interest rate · Effective Oct 15, 2026
Rate checked
More details - Skyla Credit UnionRegular Certificate AccountCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,0004.12% interest rate · Effective Oct 1, 2026
Rate checked
More details - Ciera BankCertificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method used to calculate interest.
Offer: Interest compounded: Quarterly. Interest credited: Quarterly.
4.14% interest rate · Effective Oct 10, 2026
Rate checked
More details - U of I Community Credit UnionSilver Share CertificateCD · 24 months · $500 min · 4.20%–4.25% by balance
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Dividends calculated daily and compounded quarterly and at maturity. Early withdrawal penalty applies.
Offer: Early withdrawal penalty of 180 day dividend.
4.14% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Silver Share Certificate Balance APY Any balanceYour amount 4.20% $100,000 and up2 years jumbo. 4.25% Rate checked
More details - USALLIANCE FinancialFixed Rate Certificate AccountsCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000intro rateRequirements
Product: Dividends calculated and compounded daily and credited monthly on the last calendar day of the month. APY assumes dividends remain until maturity; premature withdrawal incurs penalty.
Offer: Promotional rate special. Rollover rate upon automatic renewal is 4.20% APY.
Promotional rate · 4.11% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Veridian Credit UnionStandard CDCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. Membership requires a minimum $5 share deposit. No monthly maintenance fees.
4.14% interest rate · Effective Sep 25, 2026
Rate checked
More details - Family Savings Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Dividends compounded quarterly. The Annual Percentage Yield (APY) and interest rate assume that interest is to be added to the principal and remain in the account until the maturity of the certificate. An early withdrawal penalty of 2% of the principal balance or 1 year of interest, whichever is less, will apply if any funds are withdrawn from the certificate before the maturity date.
Offer: Dividends compounded quarterly. Early withdrawal penalty applies.
4.14% interest rate · Compounded quarterly · Effective Sep 21, 2026
Rate checked
More details - Granite Credit UnionTraditional Savings CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: No monthly fee. No investment fee. Penalties imposed for early withdrawals.
Offer: Dividends compounded and credited monthly based on the daily balance formula.
4.12% interest rate
Rate checked
More details - State Bank of Southern UtahCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Not available to other financial institutions or deposit brokers. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on accounts.
4.14% interest rate · Effective Oct 2, 2026
Rate checked
More details - Kaua'i Federal Credit UnionJumbo CertificatesCD · 24 months
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,0004.14% interest rate · Effective Jun 1, 2026
Rate checked
More details - Radiant Credit UnionAdjustable Rate CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Adjustable-Rate Certificate Annual Percentage Yield (APY) changes bi-annually on January 1st and July 1st. Compounded daily. Funds insured up to $250,000 by NCUA.
Offer: APY is based on $10,000. APY changes bi-annually on January 1st and July 1st and is adjusted to the 6-month Treasury Bill Rate plus 0.10% APR. Compounded daily.
4.11% interest rate · Compounded daily
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,628 CDs at 4,044 banks and credit unions · checked Oct 22–23
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank