Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 256–270 results
- Dickinson County BankCertificates of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Penalty for early withdrawal. Rates may change weekly.
Offer: 12 Mo. CD. Interest rates may change weekly.
4.21% interest rate · Effective Aug 24, 2026
Rate checked
More details - The Bank of New GlarusCertificates of DepositCD · 12 months · $2,000 min
Bank · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000intro rateRequirements
Product: Interest is compounded quarterly.
Offer: Special CD rate. APY achieved only if interest is compounded quarterly.
Promotional rate · 4.18% interest rate · Compounded quarterly
Rate checked
More details - Tomah Area Credit UnionShare CertificatesCD · 12 months · $100 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Certificate penalty for early withdrawals applies; during the first three months all dividends are forfeited.
4.18% interest rate
Rate checked
More details - TrailNorth Federal Credit UnionTrailblazer Share CertificateCD · 12 months · $100 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Designed for first-time savers.
4.18% interest rate · Effective Aug 1, 2025
Rate checked
More details - I AM Federal Credit UnionCertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Federally insured by NCUA. No monthly maintenance fees.
Offer: Compounded Quarterly.
4.25% interest rate · Compounded quarterly · Effective Jan 1, 2026
Rate checked
More details - Heritage Financial Credit UnionShare CertificateCD · 12 months · $500 min · 4.00%–4.25% by balance
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Standard minimum opening deposit is $500. Additional deposits are not allowed after opening. Early withdrawal penalties apply (90 days' dividends for 1-12 month terms, 180 days for 13-23 months, 365 days for 24-36 months, 540 days for 37-60 months). Automatically renewing certificates have a 10-day grace period.
Offer: Standard 12-Month Certificate Special rate.
3.94% interest rate · Effective May 11, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and up 4.00% $2,500 and upYour amountRequires opening a qualifying Heritage High Yield Checking or Cash Back Checking account at certificate opening OR depositing $2,500 in new money. 4.25% Rate checked
More details - Neches Federal Credit UnionCertificatesCD · 12 months · $1,000 min · 4.25%–4.65% by balance
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Offer: $1,000 minimum balance
4.17% interest rate
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 4.25% $100,000 and up100,000 minimum balance 4.65% Rate checked
More details - Member Preferred Federal Credit UnionFLEX CertificateCD · 12 months · $2,500 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000intro rateRequirements
Product: Open to new and existing members (non-members must qualify for MPFCU membership and open a Regular Share Savings Account with $25 minimum opening deposit). Opening deposit must be funds not already with Member Preferred FCU. Minimum $2,500 deposit required to open and earn APY. Allows 1 additional deposit ($500 minimum) per calendar month (up to 11 deposits per term) and 1 penalty-free withdrawal ($500 minimum) per calendar month. Withdrawals cannot reduce certificate balance below $2,500 or 50% (or 60% in disclosures) of original opening deposit, whichever is greater.
Offer: Promotional rate and APY for 12 months term. Minimum deposit $2,500 required to open and earn APY.
Promotional rate · 4.17% interest rate · Effective Sep 10, 2026
Rate checked
More details - Ko’olau FCUShare CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Ko'olau FCU membership required. Dividends compounded and credited quarterly. Average daily balance method used to calculate dividends. Early withdrawal penalty applies.
Offer: Minimum balance to earn APY is $1,000.00.
4.18% interest rate · Effective Oct 1, 2024
Rate checked
More details - New Heights Federal Credit UnionShare Certificate of DepositCD · 12 months · $5,000 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000intro rateRequirements
Offer: Promo Rate ($5,000 Min. New Deposit)
Promotional rate · Effective Jun 17, 2025
Rate checked
More details - Self Reliance Financial Federal Credit UnionCertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.24%APY$424 over 1 year on $10,000Requirements
Product: Must be a member of SRFFCU. Rate is fixed for the term. APY assumes dividends remain on deposit until maturity. A minimum balance of $500 is required to open a Certificate and earn the advertised dividend rate. Renewal at maturity at then-current rate. Penalty may be imposed for early withdrawal of principal. Fees may reduce earnings.
Offer: Early withdrawal penalty: 3 month interest (90 days' dividends).
4.15% interest rate · Effective Oct 16, 2026
Rate checked
More details - Northwestern Mutual Credit UnionCertificate of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.24%APY$424 over 1 year on $10,0004.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.24%APY$424 over 1 year on $10,000
Requirements
Product: Fees could reduce stated APY. Early withdrawal penalties apply. Rates change weekly.
4.20% interest rate · Effective Sep 30, 2026
Rate checked
More details - Alaska Air Group Credit UnionShare CertificatesCD · 12 months · $500 min · 4.24%–4.33% by balance
Credit union · Add a location to see nearby branches
4.24%APY$424 over 1 year on $10,000Requirements
Product: Alaska Air Group Credit Union membership required to open account. Early withdrawal penalties apply.
Offer: Early withdrawal penalties may apply. No monthly service fees.
4.15% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $99,999Your amount 4.24% $100,000 and upRequires minimum opening deposit of $100,000. 4.33% Rate checked
More details - Gulf Coast Business BankCertificates of DepositCD · 12 months · $5,000 min
Bank · Add a location to see nearby branches
4.24%APY$424 over 1 year on $10,000Requirements
Product: Available for personal or business purposes.
Offer: Rate for $250K or less. Minimum to obtain APY is $5,000. Early withdrawal penalties may apply.
4.15% interest rate · Balance cap $250,000 · Effective Aug 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,317 CDs at 4,380 banks and credit unions · checked Oct 16–23
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.41%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank