Best CD rates and certificates

Requirements

Product: Membership with credit union required by opening a Share Savings account with a minimum balance of $5. Dividends compounded and paid monthly. Early withdrawal penalties may apply.

Offer: Promotional Certificate. No new money required. Renews into a standard 6-month certificate at maturity. Early withdrawal penalty equal to 30-days of dividends.

Requirements

Product: Penalty may be imposed for early withdrawal. Withdrawals or fees may reduce earnings. Other rates and terms may be available.

Offer: No limit to the number of 7, 9, or 11 month certificates so long as the aggregate balance for all certificates in each 7, 9, or 11 month term does not exceed $200,000 per primary member. No early withdrawal penalty. No incoming wire fees for new certificate. Minimum $1,000.00 required to open and earn stated APY.

Requirements

Product: Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. Early withdrawal penalties may apply. No monthly maintenance fees.

Offer: Dividends compounded and credited monthly.

Requirements

Product: A Base Shares, Youth Savings, or Business account is required to open a CD. Formerly known as Share Certificates. Dividends paid monthly. Early withdrawal penalties may apply.

Offer: 9 month special (new money). Funds must qualify as new money. Automatically renews at maturity into a standard 6-month CD unless instructed otherwise. Dividends paid monthly.

Requirements

Product: Credit union membership is required. Rates are subject to change. Funds are insured up to $250,000 per account by ASI (American Share Insurance). This institution is not federally insured. Limited-time offer and may be withdrawn at any time. Penalty for early withdrawal. Fees could reduce earnings on the account. Based on monthly compounding of interest and monthly crediting of interest.

Requirements

Product: Restricting each member to purchasing certificates (CDs) worth a maximum of $100,000. Early withdrawal penalties apply. Interest compounds daily and is posted monthly.

Requirements

Product: Fixed rate for the term of Certificate. Minimum balance requirement of $100. Assumes dividends remain on deposit and subject to change.

Requirements

Product: Up to 50% of the Flex Certificate balance may be withdrawn one time over the term of the Certificate with no penalty. Subsequent withdrawals or withdrawals in excess of 50% are subject to early withdrawal penalties. Minimum deposit to open is $100; maximum deposit is $500,000. Additional funds up to the maximum deposit can be added at any time during the term. Automatically renews at maturity to the rate in effect at that time.

Requirements

Product: Membership eligibility applies. Minimum deposit is $500 for consumers and $250 for members under 18. Penalty may be imposed for early withdrawal.

Offer: Minimum deposit is $250 for members under age 18. Penalty may be imposed for early withdrawal.

Requirements

Product: Credit union membership required. Minimum opening deposit of $500. Automatically renews to original term at current rate unless contacted prior to maturity. Early withdrawal penalties apply.

Requirements

Product: Minimum $1,000 to open. New money required; funds deposited may not be from an existing Financial Partners Credit Union account. Up to two penalty-free withdrawals allowed during the 9-month term; minimum balance of $1,000 must be maintained in the account at all times. Additional early withdrawals or early closure will incur a penalty.

Offer: New money only. Up to two penalty-free withdrawals allowed during term while maintaining a minimum balance of $1,000 at all times. Additional early withdrawals or early closure incur penalty.

Requirements

Product: New CDs with a balance of $5,000,000 or more require approval. Offer good for the initial term only. CD is automatically renewed for the same term at published Personal CD rates excluding promotional offers. Early withdrawal penalty applies.

Offer: Offer good for initial term only. Automatically renews at standard Personal CD rate. Early withdrawal penalty applies.

Requirements

Product: Minimum balance required to open is $0. To earn dividends, you must have a balance greater than $0. Dividends accrue from funding date; funding must be received within 30 days of opening the account. Subject to early withdrawal penalties.

Requirements

Product: Fixed interest rate for the CD term. Minimum deposit is $500.00. No monthly service fees or charges. Auto-renewal options are available. Early withdrawal penalties may apply.

Offer: Available for a limited time only. Add more money at anytime and no early withdrawal fee. Auto-renews to 12-month CD at eligible tiered rate upon maturity.

Requirements

Product: All certificates can be opened with just $500 (only $250 for minors). Offered at terms from 3 to 60 months. Dividends compound daily and are posted monthly to your certificate or savings account. Renewable with a 10-day grace period. Penalty for early withdrawal.

Offer: Upon maturity, the 9-month certificate will renew to a 6-month certificate. Renewable with a 10-day grace period. Penalty for early withdrawal.