Best CD rates and certificates

Requirements

Product: Interest is compounded daily, payable monthly, and may be withdrawn at maturity. Fixed interest rates determined at the time of deposit for the specified term. Early withdrawal penalties may apply. Fees may reduce earnings.

Requirements

Product: Flexible Terms: 3 to 60 months. Interest Payment Options: Compounding or Direct Deposit. One-Way UP Certificate of Deposit: Opportunity to increase interest rates with a one-time option, with additional deposits of $500 or more allowed at time of rate change.

Offer: CD special available for a limited time. Early withdrawal fees may apply.

Requirements

Product: Deposit account rates may change after account opening. Penalty for early withdrawals may be applied to Time Deposit accounts (CDs). * Daily Balance is the amount of principal in the account each day. ** The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity and that you always satisfy the Minimum Balance Requirement. A withdrawal or fees could reduce earnings.

Offer: Term: 90 Days. Frequency of Compounding: Quarterly. Frequency of Crediting: Quarterly.

Requirements

Product: Subject to penalty for early withdrawal. Rates are subject to change at any time.

Requirements

Product: Penalty for early withdrawal on all time deposits. Fees could reduce earnings. CD rates subject to change without notice.

Requirements

Product: The Minimum Opening Deposit and the Minimum Balance required to earn dividends is $1,000.00.

Requirements

Product: Minimum deposit to open is $1,000.00. Dividends paid at maturity. APY is based on assumption interest remains in account until maturity. Early withdrawal penalty applies (3 months of dividends for terms less than 1 year, 6 months for terms more than 1 year). No partial withdrawals.

Offer: Promo rate requires New Money and $1,000 minimum balance.

Requirements

Product: Penalty may be imposed for early withdrawal. The minimum balance required to open the account and to obtain the disclosed APY is $1,000.00. Fees could reduce earnings on the account. Interest is calculated quarterly. CD terms 12 months and greater are based on compounding interest and automatically renew at maturity.

Offer: Term: 91 days. Penalty may be imposed for early withdrawal.

Requirements

Product: CD APY assumes principal and interest remain on deposit until maturity. Periodic payout of interest is required (interest earned paid via direct deposit). Penalty for early withdrawal. Rates subject to change without notice.

Offer: Rate for balances ≤ $250,000. APY cannot remain on CD; periodic payout of interest is required.

Requirements

Product: Membership eligibility requirements apply. Penalty for early withdrawal may be imposed. Dividends compounded quarterly.

Requirements

Product: Must be an RCU Member (live, work, or own a business in Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa counties; family member of a current Member; or work for a Select Employer Group). $1,000 minimum deposit. Early withdrawal penalty applies.

Offer: Requires active checking account (3 or more transactions per month, excluding 24-Hour Telephone Teller, fee, or dividend posting transactions).

Requirements

Product: Offered for a limited time on short-term CDs. Fixed rates for the term of the CD. APY assumes interest remains on deposit until maturity. Interest is compounded quarterly. Minimum opening deposit/balance is $1,000. Early withdrawal penalty may apply.

Offer: Short-term CD special.

Requirements

Product: Minimum balance $200. Automatically renews at maturity with a 10-day grace period. Dividends post quarterly. Early withdrawal penalties apply.

Offer: 3 Month Certificate (91 days). Dividends post quarterly. Early withdrawal penalties apply.

Requirements

Product: Open with a $500 minimum deposit and choose terms from three months to five years with a guaranteed rate of return.