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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 136–150 results

  1. Top Carrot, Carrot Score 92
    Home Bank of CaliforniaCertificates of DepositCD · 60 months · $10,000 min

    Bank · Add a location to see nearby branches

    4.35%APY$2,373 over 60 months on $10,000
  2. Harvard Federal Credit UnionTerm Share CertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.35%APY$2,373 over 60 months on $10,000
  3. Top Carrot, Carrot Score 89
    On Tap Credit UnionTerm CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$2,373 over 60 months on $10,000
  4. Gunnison Savings & LoanCertificates of DepositCD · 60 months · $500 min

    Bank · Add a location to see nearby branches

    4.35%APY$2,373 over 60 months on $10,000
  5. Top Carrot, Carrot Score 87
    EUCCUShare CertificateCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.35%APY$2,373 over 60 months on $10,000
  6. Chiphone Federal Credit UnionCertificates of DepositCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$2,373 over 60 months on $10,000
  7. Bank of Franklin CountyCertificates of DepositCD · 60 months

    Bank · Add a location to see nearby branches

    4.34%APY$2,367 over 60 months on $10,000with conditions
  8. Top Carrot, Carrot Score 88
    ARC Federal Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$2,363 over 60 months on $10,000
  9. Top Carrot, Carrot Score 89
    Gratiot Community Credit UnionTimed CertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.33%APY$2,361 over 60 months on $10,000
  10. HFS Federal Credit UnionShare CertificatesCD · 60 months · $2,500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$2,361 over 60 months on $10,000
  11. Top Carrot, Carrot Score 88
    Coast Central Credit UnionSavings CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$2,361 over 60 months on $10,000
  12. Top Carrot, Carrot Score 88
    Big Island Federal Credit UnionTerm Share CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$2,361 over 60 months on $10,000
  13. TLC Community Credit UnionRegular CertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.32%APY$2,355 over 60 months on $10,000with conditions
  14. Farmers & Merchants BankCD’sCD · 60 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.32%APY$2,355 over 60 months on $10,000
  15. Top Carrot, Carrot Score 89
    FedFinancial Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.31%APY$2,349 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 5-year CDs pay nationwide

3,413 CDs at 3,038 banks and credit unions · checked Oct 16–23

Typical
3.03%
Top 10% from
4.05%
Banks, typical
2.52%
Credit unions, typical
3.25%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate