Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Wyoming
- 4.40%APY$2,402 over 60 months on $10,000
Requirements
Product: Minimum deposit and minimum balance of $100. Early withdrawal penalty is imposed. Additional deposits cannot be made after the certificate is open. Automatically renews at maturity. Military affiliated members and primary account holders of eligible Youth Accounts are eligible for a 0.50% APY bump on new Share Certificates.
4.33% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.33%APY$433 over 1 year on $10,000intro rate
Requirements
Product: Compounding monthly. Penalty for early withdrawal. $25 minimum deposit on Regular Savings account required for membership. No setup or maintenance fees.
Offer: International Credit Union Day Certificate Special. Limited time special! Penalty for early withdrawal.
Promotional rate
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More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - Blue Federal Credit UnionMarket Index Term ShareCD · 24 months · $1,000 min
Credit union · 8 branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Variable rate based on WSJ Prime minus 2.75% with a floor rate of 1.00%. 24-month term share certificate. Deposits range from $1,000 minimum to $5,000,000 maximum. Dividends compounded and credited monthly. Early withdrawal penalty equal to 730 days of dividends. Membership required.
Offer: Variable rate based on WSJ Prime minus 2.75% with a floor rate of 1.00%. Rates up to 4.25% APY. Dividends compounded and credited monthly. Penalty equal to 730 days of dividends if withdrawn before maturity. Membership required.
Balance cap $5,000,000
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More details - 4.19%APY$856 over 24 months on $10,000
Requirements
Product: APY is subject to change. A penalty may be imposed for early withdrawal.
Offer: APY is subject to change. A penalty may be imposed for early withdrawal.
4.10% interest rate
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More details - 4.18%APY$418 over 1 year on $10,000
Requirements
Product: APY is subject to change. A penalty may be imposed for early withdrawal.
Offer: APY is subject to change. A penalty may be imposed for early withdrawal.
4.10% interest rate
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More details - Western Vista Federal Credit UnionShare CertificateCD · 5 months · $500 min
Credit union · 6 branches
4.15%APY$171 over 5 months on $10,000Requirements
Product: Rates subject to change. Dividends paid quarterly and at maturity. Term deposits have a penalty for early withdrawal.
Offer: 5 Month Special
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More details - 4.14%APY$102 over 3 months on $10,000
Requirements
Product: Interest earned is payable by compounding, check, or transferring to an existing FirsTier account. A penalty may be imposed for early withdrawal. Automatically renews to a fixed rate CD of equivalent term.
4.06% interest rate · Effective Sep 21, 2026
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More details - 4.11%APY$307 over 9 months on $10,000intro rate
Requirements
Product: Available for consumer accounts only. Membership required. Automatically renews at the rate offered upon renewal. Early withdrawal penalties apply. Standard term lengths range from 6 months to 60 months, but non-promotional terms require entering a ZIP code to view rates.
Offer: Limited time offer. Consumer accounts only. Membership required. Automatically renews at the rate offered upon renewal. Early withdrawal penalties apply.
Promotional rate · Effective Oct 3, 2026
Rate checked
More details - Highmark Federal Credit UnionCertificates of DepositCD · 25 months · $500 min
Credit union · 1 branch
4.10%APY$873 over 25 months on $10,000with conditionsRequirements
Product: Early withdrawal penalty is half the remaining dividends at the time of withdrawal. Honors and Platinum rates apply to Honors and Platinum Rewards Members (* indicates Dividend Rate). Honors Rate and Platinum Rate bumps do not apply to Limited Time Only specials.
Offer: Limited Time Only
Qualified rate · 4.03% interest rate · Effective Oct 1, 2026
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More details - 4.07%APY$201 over 6 months on $10,000
Requirements
Product: Dividends are compounded and credited on the last day of the month and at maturity. Option for dividend payment designation upon certificate opening. Early withdrawal penalty applies: 90 days of dividends for 3, 6 & 12 months; 180 days of dividends for 18, 24, 36, 48 & 60-month share certificates. Minimum $500 to maintain the account.
4.00% interest rate
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More details - 4.05%APY$200 over 6 months on $10,000
Requirements
Product: $250.00 minimum to open. Dividends calculated by the average daily balance method on quarterly statement cycle. Early withdrawal penalizes only earned dividends.
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More details - 4.01%APY$925 over 27 months on $10,000with conditions
Requirements
Product: Special CDs available for a limited time. Fees may reduce earnings. Early withdrawal penalties may apply.
Offer: An active personal or business checking account is required to obtain the advertised APY. Available for a limited time.
Qualified rate · Effective Aug 1, 2026
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More details - Sheridan Community Federal Credit UnionCertificate of DepositCD · 6 months · $500 min
Credit union · 1 branch
4.00%APY$198 over 6 months on $10,000Requirements
Product: Open with a $500 minimum deposit and choose terms from three months to five years with a guaranteed rate of return.
3.96% interest rate · Effective Dec 29, 2025
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More details - Grand Altitude Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · 3 branches
3.95%APY$395 over 1 year on $10,000Requirements
Product: Grand Altitude FCU membership is required. Certificate dividends pay annually, at maturity or monthly upon request. Early withdrawal penalties apply. Fees may reduce earnings. Rates may change without notice.
3.95% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Wyoming
375 CDs at 37 banks and credit unions · checked Oct 6–22
- Typical
- 3.05%
- Top 10% from
- 3.90%
- Banks, typical
- 1.91%
- Credit unions, typical
- 3.65%
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Wyoming
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ACPE Federal Credit UnionCredit union · 1 branch
- Sunlight Federal Credit UnionCredit union · 4 branches
- Trona Valley Federal Credit UnionCredit union · 4 branches