Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in West Virginia
- West Virginia Federal Credit UnionShare CertificatesCD · 11 months · $1,000 min
Credit union · 2 branches
3.60%APY$330 over 11 months on $10,000Requirements
Product: Dividends compound and credit monthly. Additional deposits are not permitted. Early withdrawal penalty applies: terms 12 months or less have a 90-day penalty; terms over 12 months have a 180-day penalty.
3.54% interest rate · Effective Mar 18, 2026
Rate checked
More details - Harrison County BankCertificates of DepositCD · 12 months · $1,000 min · 3.60%–3.70% by balance
Bank · 4 branches
3.60%APY$360 over 1 year on $10,0003.55% interest rate · Effective Jul 9, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $100,000Your amount 3.60% $100,000 and up 3.70% Rate checked
More details - 3.56%APY$356 over 1 year on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Minimum opening deposit and minimum balance to earn APY is $5,000.00.
Offer: Dividends compounded and credited quarterly.
3.50% interest rate · Effective Jul 9, 2024
Rate checked
More details - Bayer Heritage Federal Credit UnionShare CertificatesCD · 12 months · $100 min
Credit union · 5 branches
3.55%APY$355 over 1 year on $10,000Requirements
Product: Add to certificate balance at any time; 10-day grace period; early withdrawal penalties apply.
3.49% interest rate · Effective Oct 1, 2026
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More details - 3.55%APY$723 over 24 months on $10,000
Requirements
Offer: Annual Percentage Yield if left on deposit for full term.
3.50% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.54%APY$146 over 5 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-Time Offer!
Promotional rate
Rate checked
More details - 3.52%APY$716 over 24 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal.
Offer: A penalty may be imposed for early withdrawal.
3.47% interest rate · Effective Sep 25, 2026
Rate checked
More details - Pioneer Appalachia FCU11-Month Promotional Share CertificateCD · 11 months · $500 min · 3.50%–4.00% by balance
Credit union · 5 branches
3.50%APY$320 over 11 months on $10,000with conditionsRequirements
Product: Limited-time promotional share certificate. Jumbo and Jumbo Plus rates require Primary Financial Institution (PFI) membership (checking, direct deposit, bill pay/everyday banking). Dividends compounded and credited monthly. Early withdrawal penalty equals 6 months of dividends. Does not automatically renew at promotional rate upon maturity.
Offer: Standard pricing. Available to all members (PFI and non-PFI).
Qualified rate · 3.44% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for 11-Month Promotional Share Certificate Balance APY $500 and upYour amount 3.50% $100,000 and upJumbo pricing. Exclusive to Primary Financial Institution (PFI) members. 3.75% $250,000 and upJumbo Plus pricing. Exclusive to Primary Financial Institution (PFI) members. 4.00% Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Penalties applied for early withdrawal, which may decrease earnings.
Offer: Penalties applied for early withdrawal, which may decrease earnings.
Rate checked
More details - 3.50%APY$380 over 13 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. A penalty will be imposed for early withdrawal.
Offer: Limited-time offer. No minimum balance to obtain the stated APY.
Promotional rate · Effective Jun 23, 2026
Rate checked
More details - 3.50%APY$380 over 13 months on $10,000intro rate
Promotional rate
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More details - 3.50%APY$380 over 13 months on $10,000
Requirements
Product: Early withdrawal penalties apply. Fees may reduce earnings. APY assumes interest remains on deposit until maturity; withdrawals reduce earnings. Interest begins to accrue from the date of deposit. Interest can be paid monthly, quarterly, semiannually, or at maturity.
3.47% interest rate · Effective Jul 29, 2026
Rate checked
More details - 3.31%APY$501 over 18 months on $10,000with conditions
Requirements
Product: Rate includes a 0.10% (10 basis points) Justice National Account (JNA) or Beyond the Badge Checking Account relationship rate increase on new and renewed certificate accounts. Certificate rate increase effective by end of day on date of opening or renewal. Accounts must be under the same Member Number. Relationship rate will be reduced to original dividend rate for remainder of term if checking account is closed. Penalty for early withdrawal: 90 days of dividends for terms of 12 months or less; 180 days of dividends for terms of 13 months or more.
Offer: Relationship rate includes 0.10% boost.
Qualified rate · 3.27% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$191 over 7 months on $10,000
Requirements
Product: FDIC insured. $500 opening deposit. Interest credited monthly. Early withdrawal penalty may apply.
Offer: 7 Month CD. Early withdrawal penalty: 1 mo interest.
3.25% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in West Virginia
672 CDs at 81 banks and credit unions · checked Oct 16–22
- Typical
- 2.44%
- Top 10% from
- 4.00%
- Banks, typical
- 1.81%
- Credit unions, typical
- 3.08%
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West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches