Bank · FDIC insured
Harrison County Bank
A $164.9M bank headquartered in Lost Creek, WV, with 4 branches in West Virginia. Best rates: CDs 3.70% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs743.60%for 9–15 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Harrison County Bank
- Headquarters
- 80 E Main St, Lost Creek, WV 26385
- FDIC certificate
- 9030 ↗
Branches
4 branches in West Virginia
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West Virginia
4 branches
- The Harrison County BankMain office80 E Main St, Lost Creek, WV 26385Directions
- Johnson Avenue Branch1215 Johnson Ave, Bridgeport, WV 26330Directions
- Clarksburg Branch17 Armory Rd, Clarksburg, WV 26301Directions
- Buckhannon Pike Branch1506 Buckhannon Pike, Nutter Fort, WV 26301Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.21% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.42% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.77% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $55 | $81 | — |
- CapitalLeverage ratio10.21%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.42%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.77%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$55Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Harrison County Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.