Credit union · NCUA insured
West Virginia National Guard FCU CD Rates
West Virginia National Guard FCU’s best CD rate is 3.50% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How West Virginia National Guard FCU’s CD rates compare
Compared with banks and credit unions near Charleston, WV, where West Virginia National Guard FCU has the most branches. $10,000, best rate first.
This credit union’s best
West Virginia National Guard FCU
3.50%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $350
CD's
Top rate
Charleston FCU
4.33%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $433
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
West Virginia National Guard FCU CD score
74
CD score
Higher than 36% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.45%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where West Virginia National Guard FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD's
Up to 3.50%APY · 6 terms
Penalties applied for early withdrawal, which may decrease earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsPenalties applied for early withdrawal, which may decrease earnings | 2.75% | $137 |
| 12 monthsPenalties applied for early withdrawal, which may decrease earnings | 3.50% | $350 |
| 24 monthsPenalties applied for early withdrawal, which may decrease earnings | 3.25% | $661 |
| 36 monthsPenalties applied for early withdrawal, which may decrease earnings | 3.45% | $1,071 |
| 48 monthsPenalties applied for early withdrawal, which may decrease earnings | 2.50% | $1,038 |
| 60 monthsPenalties applied for early withdrawal, which may decrease earnings | 3.00% | $1,593 |
Sources (1)
- wvngfcu.com · captured Sep 19, 2026
Special-purpose accounts
IRAS
3.25%APY
Rates subject to change without notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAs high as 3.25% Annual Percentage Yield. Rates subject to change without notice.Any balance | 3.25% | $325 | As high as 3.25% Annual Percentage Yield. Rates subject to change without notice. |
Sources (1)
- wvngfcu.com · captured Sep 19, 2026
Who can join West Virginia National Guard FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.