Bank · FDIC insured
Pleasants County Bank
A $84.7M bank headquartered in St. Marys, WV, with 2 branches in West Virginia. Best rates: CDs 3.52% and savings 0.04% APY.
Pleasants County Bank Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#62 of 71 in West VirginiaHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Pleasants County Bank
Chartered in 1896 and opened in 1897, The Pleasants County Bank operates from its main office in St. Marys, West Virginia.
The independent community bank provides deposit and loan services across Pleasants County, with branches in St. Marys and Belmont.
In 2017, the bank celebrated 120 years of service by opening a new main office facility at 215 Washington Street.
- Headquarters
- 215 Washington St, St. Marys, WV 26170
- FDIC certificate
- 847 ↗
Branches
2 branches in West Virginia
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West Virginia
2 branches
St. Marys area · 1
- The Pleasants County BankMain office215 Washington St, St. Marys, WV 26170Directions
Belmont area · 1
- Belmont Branch519 Riverview Dr, Belmont, WV 26134Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.44% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.00% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.66% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $66 | $67 | — |
- CapitalLeverage ratio9.44%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.66%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$66Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Pleasants County Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.