Best CD rates and certificates

Requirements

Product: Early withdrawal penalty applies. Minimum deposit of $500. Non-promo certificates automatically renew into the same term. Certificate Specials renew at the non-promotional rate.

Offer: Renews at an 18-month non-promotional rate. Early withdrawal penalty applies.

Requirements

Offer: Must be opened in person at an MVB Bank location in West Virginia or Northern Virginia. CD Special Interest rates apply only to the initial CD term. At maturity a 5-month, 7-month or 11-month CD will automatically renew at a 6-month CD term and the "Automatic CD Renewal Rate" in effect at time of renewal. Fees could reduce earnings on the account. No Brokered CDs. A penalty may be imposed for early withdrawal. The advertised APY is based on quarterly compounding of the interest. Promotion valid beginning 10/01/2026 and subject to withdraw at any time.

Requirements

Product: Online CD promotion. Open online in minutes. Fixed APY.

Offer: Open online in minutes. Limited-time promotional online CD.

Requirements

Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.

Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.

Requirements

Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.

Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.

Requirements

Product: Minimum deposit for a Share Certificate is $500, with the exception of the Saver Certificate which requires a minimum deposit of $50 to open. APY=Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. Certificate dividend is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal.

Requirements

Product: Add .10% to the rate for an amount of $50,000 to $74,999.99. Add .20% to the rate for an amount of $75,000 and over. Certificates must be at least $2,500 to qualify for monthly dividend payments. Advantage Plus Checking PLUS Benefit: .25 added to Share Certificates of $25,000 or more.

Offer: Certificates must be at least $2,500 to qualify for monthly dividend payments. Add .10% to the rate for $50,000 to $74,999.99; add .20% for $75,000 and over.

Requirements

Product: Flexible terms from 3 months to 5 years, with a minimum deposit of $1000.00. Dividends compound monthly or can be transferred to savings account monthly or at maturity.

Requirements

Product: Available to residents in the local market area of Huntington Federal. Subject to penalty for early withdrawal. Rates guaranteed for the term of the certificate. Account fees may affect earnings.

Offer: 12 Month C.D.

Requirements

Offer: Early withdrawal penalty applies. Compounding and crediting posted quarterly.

Requirements

Product: Available for accounts opened online only. Minimum balance to open and obtain APY is $500; maximum amount is $10,000,000. Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. At maturity, automatically rolls into a Standard CD at the standard rate closest to the initial term unless otherwise directed.

Offer: Opened online only. Interest credited quarterly. Early withdrawal penalty may apply.

Requirements

Product: Available online and at branch offices in Kentucky, as well as market areas in Tennessee, West Virginia, and Ohio. APY is accurate as of 05/01/2026 and applies to the initial term. Assumes interest is credited quarterly and remains on deposit until maturity. Automatically renews at maturity for the same term at the interest rate and APY in effect at that time. Substantial penalty for early withdrawal.

Offer: Minimum balance to open and obtain APY is $1,000. Interest is credited quarterly and remains on deposit until maturity. Automatically renews for the same term at maturity. Substantial penalty for early withdrawal.

Requirements

Product: Based on a 7-month certificate option. Add to initial investment in increments of $500 or more. No additions to certificate can be made 7 days before maturity. Dividends calculated using Daily Balance Method and credited monthly.

Offer: Add to initial investment in increments of $500 or more. No additions can be made 7 days before maturity. Early withdrawal penalty: 180 days dividend penalty.

Requirements

Product: Certificate rates are subject to change daily. Dividends are calculated using the Daily Balance Method and credited monthly. Dividends may be compounded, deposited into savings account, or paid by check. Penalty for early withdrawal.

Offer: Early withdrawal penalty: 180 days dividend penalty.

Requirements

Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.

Offer: Earn up to 4.00% APY on a 5-month CD.