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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 61–75 results in Utah

  1. Millard County Credit UnionShare CertificatesCD · 24 months · $1,000 min

    Credit union · 2 branches

    4.20%APY$858 over 24 months on $10,000
  2. Granite Credit UnionTraditional Savings CertificateCD · 24 months · $500 min

    Credit union · 12 branches

    4.20%APY$858 over 24 months on $10,000
  3. Top Carrot, Carrot Score 92
    TAB BankBank Certificates of Deposit (CDs)CD · 36 months · $1,000 min

    Bank · 1 branch

    4.20%APY$1,314 over 36 months on $10,000
  4. Top Carrot, Carrot Score 89
    Ridgeline Credit UnionCertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    4.20%APY$2,284 over 60 months on $10,000
  5. IBEW Federal Credit UnionRegular CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    4.20%APY$2,284 over 60 months on $10,000
  6. Top Carrot, Carrot Score 89
    Ally BankSelect CDCD · 14 months · $0 min

    Bank · 1 branch

    4.15%APY$486 over 14 months on $10,000intro rate
  7. BCUCD SpecialsCD · 30 months

    Credit union · 1 branch

    4.15%APY$1,070 over 30 months on $10,000with conditions
  8. First Utah BankPromotional CDCD · 12–23 months · $500 min

    Bank · 7 branches

    4.10%APY
  9. WaFd Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 9 branches

    4.10%APY$445 over 13 months on $10,000intro rate
  10. Top Carrot, Carrot Score 88
    P&S Credit UnionShare One-Time Bump Certificates of DepositCD · 60 months · $500 min

    Credit union · 1 branch

    4.10%APY$2,225 over 60 months on $10,000
  11. OREM CITY EMPLOYEESShare CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    4.08%APY$833 over 24 months on $10,000
  12. OE Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$198 over 6 months on $10,000
  13. Top Carrot, Carrot Score 87
    American United Federal Credit UnionRegular CertificateCD · 6 months · $500 min

    Credit union · 8 branches

    4.00%APY$198 over 6 months on $10,000
  14. Top Carrot, Carrot Score 87
    American United Federal Credit UnionDedicated Saver CertificateCD · 6 months · $5 min

    Credit union · 8 branches

    4.00%APY$198 over 6 months on $10,000with conditions
  15. Top Carrot, Carrot Score 96
    Marcus by Goldman SachsNo-Penalty CDCD · 11 months · $500 min

    Bank · 2 branches

    4.00%APY$366 over 11 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Utah

778 CDs at 77 banks and credit unions · checked Oct 16–22

Typical
3.91%
Top 10% from
4.40%
Banks, typical
3.04%
Credit unions, typical
4.00%

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Utah

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 87 branches
  2. Deseret First Credit UnionCredit union · 12 branches
  3. Cyprus Credit UnionCredit union · 23 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate