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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Utah

  1. Top Carrot, Carrot Score 98
    Cyprus Credit UnionDream CertificateCD · 60 months · $20 min

    Credit union · 23 branches

    4.50%APY$2,462 over 60 months on $10,000
  2. Top Carrot, Carrot Score 88
    DEVILS SLIDEShare Certificates (CDs)CD · 24 months · $1,000 min

    Credit union · 1 branch

    4.48%APY$916 over 24 months on $10,000
  3. Top Carrot, Carrot Score 92
    Chartway Credit Union13-Month Promo CertificateCD · 13 months · $500 min

    Credit union · 13 branches

    4.45%APY$483 over 13 months on $10,000intro rate
  4. Top Carrot, Carrot Score 89
    Canyon View Credit UnionAdd-On CertificateCD · 24 months · $10 min

    Credit union · 21 branches

    4.45%APY$910 over 24 months on $10,000
  5. Top Carrot, Carrot Score 89
    Canyon View Credit UnionRegular Share CertificateCD · 24 months · $500 min

    Credit union · 21 branches

    4.45%APY$910 over 24 months on $10,000
  6. Top Carrot, Carrot Score 90
    Goldenwest Credit UnionStandard CertificateCD · 24 months · $500 min

    Credit union · 52 branches

    4.45%APY$910 over 24 months on $10,000
  7. Top Carrot, Carrot Score 91
    Ascent Credit UnionCertificates of DepositCD · 24 months · $500 min

    Credit union · 4 branches

    4.45%APY$910 over 24 months on $10,000
  8. Top Carrot, Carrot Score 97
    Prime Alliance BankCertificate of DepositCD · 48 months · $500 min

    Bank · 1 branch

    4.45%APY$1,902 over 48 months on $10,000
  9. Top Carrot, Carrot Score 99
    America First Credit UnionBump-Rate Certificate AccountsCD · 60 months · $500 min

    Credit union · 87 branches

    4.45%APY$2,432 over 60 months on $10,000
  10. Logan Medical Federal Credit UnionShare CertificatesCD · 60 months

    Credit union · 1 branch

    4.45%APY$2,432 over 60 months on $10,000
  11. FinWise BankCertificate of DepositCD · 12 months · $500 min

    Bank · 2 branches

    4.40%APY$440 over 1 year on $10,000
  12. Top Carrot, Carrot Score 96
    Marcus by Goldman SachsHigh-Yield CDCD · 12 months · $500 min

    Bank · 2 branches

    4.40%APY$440 over 1 year on $10,000
  13. Banterra BankCertificate of DepositCD · 36 months · $1,000 min

    Bank · 1 branch

    4.40%APY$1,379 over 36 months on $10,000intro rate
  14. Top Carrot, Carrot Score 89
    Horizon Credit UnionCertificateCD · 60 months

    Credit union · 5 branches

    4.40%APY$2,402 over 60 months on $10,000
  15. Top Carrot, Carrot Score 88
    San Juan Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 3 branches

    4.37%APY$2,384 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Utah

778 CDs at 77 banks and credit unions · checked Oct 16–22

Typical
3.91%
Top 10% from
4.40%
Banks, typical
3.04%
Credit unions, typical
4.00%

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Utah

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 87 branches
  2. Deseret First Credit UnionCredit union · 12 branches
  3. Cyprus Credit UnionCredit union · 23 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate