Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 526–540 results in Texas
- 1.25%APY$380 over 36 months on $10,000
Requirements
Product: Must be a member with minimum 1 share ($25.00 par value). Minimum deposit $5,000.00. Early withdrawal penalty applies: 90 days dividends or $25 (whichever is greater) for terms < 1 year; 180 days dividends or $25 (whichever is greater) for terms >= 1 year.
Offer: Term is 36 Months. Dividends compounded quarterly, credited quarterly.
1.25% interest rate · Compounded quarterly
Rate checked
More details - IBEW Local 66 Federal Credit UnionCertificate of Deposit Special & Odd TermCD · 66 months · 1.11%–1.16% by balance
Credit union · 1 branch
1.11%APY$626 over 66 months on $10,000Requirements
Offer: Rate applies to balances < $100,000.00.
1.10% interest rate
Rate by balance
Rate by balance for Certificate of Deposit Special & Odd Term Balance APY Up to $100,000Your amount 1.11% $100,000 and up 1.16% Rate checked
More details - 1.10%APY$562 over 60 months on $10,000
Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty. Dividends are compounded quarterly and paid on the last business day of the calendar quarter.
Offer: Paid quarterly
1.10% interest rate · Compounded quarterly · Effective Oct 20, 2020
Rate checked
More details - 1.05%APY$211 over 24 months on $10,000
1.05% interest rate · Effective Mar 23, 2017
Rate checked
More details - Corner Stone Credit UnionRegular Certificate of DepositsCD · 12 months · $1,000 min · 0.50%–3.04% by balance
Credit union · 2 branches
1.01%APY$101 over 1 year on $10,000Requirements
Product: Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount.
0.50% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Regular Certificate of Deposits Balance APY $1,000 and up 0.50% $10,000 and upYour amount 1.01% $50,000 and up 2.02% $100,000 and up 3.04% Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Start a saving certificate with $25 and enter to win monthly ($100 local prize) and quarterly (up to $5,000) prizes with each $25 deposit. Provides one withdrawal per 12-month term with a $25 fee. Renews automatically at maturity with no penalty at maturity to close account or withdraw savings.
Offer: No monthly service fee. One withdrawal per 12-month term with a $25 fee. Automatic renewal at maturity.
Effective Dec 31, 2024
Rate checked
More details - Brentwood Baptist Federal Credit UnionShare Certificate (CD)CD · 24 months · $500 min
Credit union · 1 branch
1.00%APY$201 over 24 months on $10,000Requirements
Product: $500 to open and to obtain disclosed APY. Higher deposit will result in higher rates. Rate determined at the time of purchase. Membership eligibility: Member of Brentwood Baptist Church or family member.
Offer: Higher deposit will result in higher rates. Rate determined at the time of purchase.
1.00% interest rate · Effective Aug 1, 2018
Rate checked
More details - IBEW Local 66 Federal Credit UnionCertificate of DepositCD · 60 months · 1.00%–1.06% by balance
Credit union · 1 branch
1.00%APY$510 over 60 months on $10,000Requirements
Offer: Rate applies to balances < $100,000.00.
1.00% interest rate
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $100,000Your amount 1.00% $100,000 and up 1.06% Rate checked
More details - Met Tran Federal Credit Union30 Month CertificateCD · 30 months · up to $10,000
Credit union · 1 branch
0.90%APY$227 over 30 months on $10,0000.90% interest rate
Rate checked
More details - Port of Houston Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
0.85%APY$85 over 1 year on $10,000Rate checked
More details - 0.65%APY$153 over 28 months on $10,000intro rate
Requirements
Product: Total term of 28 months comprised of four 7-month step periods.
Offer: Step period 4 of 4 (7 months). Blended APY for the full 28-month term is 0.35097%.
Promotional rate · 0.65% interest rate · Balance cap $250,000 · Effective Oct 23, 2026
Rate checked
More details - Tinker Federal Credit UnionSave & Build CertificateCD · 18 months · $25 min · 0.65%–2.02% by balance
Credit union · 2 branches
0.65%APY$98 over 18 months on $10,000with conditionsRequirements
Product: 18-month maturity, 120-day early withdrawal penalty. Renews into standard 12-month certificate if balance is $1,000 or more, or into starting line certificate if balance is less than $1,000. Must be enrolled in online and mobile banking with a valid email address. Only one save & build certificate per account. Must be 18 years or older, limited to one per Tax Identification Number, must have open share draft account with TFCU. Normal underwriting guidelines apply, not in bankruptcy or legal proceedings.
Offer: Fixed dividend rate on balance of $5,000 or less.
Qualified rate · 2.00% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Save & Build Certificate Balance APY Up to $5,000 2.02% $5,000 and upYour amount 0.65% Rate checked
More details - United Heritage Credit UnionIndependence AccountCD · 30 months · $100 min · 0.25%–0.60% by balance
Credit union · 11 branches
0.60%APY$151 over 30 months on $10,000Requirements
Product: 30-month investment term. Compounded monthly. Membership/Regular Savings account required. Early withdrawal subject to loss of dividends.
Offer: Compounded monthly.
0.25% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Independence Account Balance APY $100 – $4,999 0.25% $5,000 – $9,999 0.40% $10,000 and upYour amount 0.60% Rate checked
More details - PrimeWay Federal Credit UnionCertificate of DepositCD · 60 months · $1,000 min · 0.55%–0.60% by balance
Credit union · 7 branches
0.55%APY$278 over 60 months on $10,000Requirements
Product: Early withdrawal penalties apply. Automatic renewal with 10-day grace period.
Offer: Dividends compounded and credited monthly. Early withdrawal penalty of 180 days interest.
0.55% interest rate · Effective Sep 14, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Any balanceYour amount 0.55% $250,000 and upJumbo Certificate. 0.60% Rate checked
More details - Cowboy Country FCUShare Certificate AccountsCD · 12 months · $100 min · 0.25%–3.10% by balance
Credit union · 1 branch
0.50%APY$50 over 1 year on $10,000intro rateRequirements
Product: Must be a member ($25 deposit to open Member Savings Account, valid picture ID required). There is a $1,000 minimum balance and dividends are paid monthly.
Offer: CD's-New $ For 1 Year
Promotional rate · 0.25% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Share Certificate Accounts Balance APY $100 – $2,500 0.25%* $2,501 – $25,000Your amount 0.50%* $25,001 and up 0.95%* $100,000 and up 3.10%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Texas
2,858 CDs at 396 banks and credit unions · checked Oct 22–24
- Typical
- 3.30%
- Top 10% from
- 4.05%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches