Credit union · NCUA insured
Redeemer FCU
A $5.1M credit union headquartered in Plano, TX, with 988 members and 1 branch in Texas. Best rates: CDs 1.25% APY.
Redeemer FCU Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#106 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Redeemer FCU
Redeemer Federal Credit Union was officially chartered on August 26, 2015, and commenced business on January 15, 2016.
- Headquarters
- 4160 W Spring Creek Pkwy, Suite A-250, Plano, TX 75024
- NCUA charter
- 24867
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Redeemed Christian Church of God, North America (RCCGNA) are eligible for membership.
- Employees of RCCGNA, Redeemer FCU (RFCU) and other affiliated organizations are eligible for membership.
Family and household
- Immediate family or household members of a member of RCCG are eligible for membership (even where such relatives are not members of RCCG).
Other ways
- Churches or Parishes and other corporate or legal entities affiliated with RCCGNA are eligible for membership.
- Organizations owned by members are eligible for membership.
Branches
1 branch in Texas
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Texas
1 branch
- OfficeMain office4160 W Spring Creek Pkwy, Suite A-250, Plano, TX 75024Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 27.53% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.75% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.04% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio27.53%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.75%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.04%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Redeemer FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.