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Credit union · NCUA insured

Galveston Government Employees Credit Union CD Rates

Galveston Government Employees Credit Union’s best CD rate is 1.05% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.

How Galveston Government Employees Credit Union’s CD rates compare

Compared with banks and credit unions near Houston, TX, where Galveston Government Employees Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Galveston Government Employees Credit Union

    1.05%APY

    Term
    24 months
    Minimum
    —
    Earns on $10,000
    $211

    Certificate

  • Top Carrot, Carrot Score 87

    Top rate

    First Eagle Federal Credit Union

    5.00%APY

    Term
    12 months
    Minimum
    $500
    Earns on $10,000
    $500

    First Eagle Federal Credit Union rates

  • Top Carrot, Carrot Score 88

    2nd-highest rate

    Gulf Capital Bank

    4.91%APY

    Term
    36 months
    Minimum
    $1,000
    Earns on $10,000
    $1,546

    Gulf Capital Bank rates

Compare CD rates near you →

Galveston Government Employees Credit Union CD score

61

CD score

Higher than 3% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo0.45%
  • 9–15 months9–15 mo0.75%
  • 16–30 months16–30 mo1.05%
  • QualifiedQualified1.05%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Galveston Government Employees Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Galveston Government Employees Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Groups of employees or members of companies or associations located within 10 miles of the credit union are eligible for membership.
  • BNSF employees, COE employees, and Post Office employees are eligible for membership.

Military, government and schools

  • Elected and appointed employees of Galveston County are eligible for membership.
  • Civilian and military employees of the U.S. Government who work in, have headquarters in, or receive logistic support from a federal office in Galveston County are eligible for membership.
  • Retired civilian and military employees of the U.S. Government who reside in Galveston County are eligible for membership.
  • Employees of the U.S. Public Health Hospital in the Nassau Bay area are eligible for membership.
1 more way to join

Family and household

  • Family members of individuals who are eligible or who belong to an eligible group qualify for membership.

Cost to join

  • An initial deposit of $5 into an individual or joint regular share account is required to join.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Galveston Government Employees Credit Union overview