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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 511–525 results in Texas

  1. Cherokee County Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 2 branches

    1.91%APY$191 over 1 year on $10,000
  2. First National Bank Texas6 Month Fixed Rate CDCD · 6 months · $500 min · 1.85%–2.00% by balance

    Bank · 296 branches

    1.85%APY$92 over 6 months on $10,000
  3. Bayou City Federal Credit UnionTime Share Certificate (CD)CD · 6 months · $1,000 min · 1.85%–2.86% by balance

    Credit union · 2 branches

    1.85%APY$92 over 6 months on $10,000
  4. First National Bank Texas2 Year (24 Month) Fixed Rate CDCD · 24 months · $500 min · 1.81%–2.02% by balance

    Bank · 296 branches

    1.81%APY$365 over 24 months on $10,000
  5. La Joya Area FCUShare CertificatesCD · 60 months · $1,000 min

    Credit union · 3 branches

    1.81%APY$938 over 60 months on $10,000
  6. Port Arthur Teachers Federal Credit Union6 Month CDCD · 6 months · $1,000 min

    Credit union · 2 branches

    1.77%APY$88 over 6 months on $10,000
  7. Lytle State BankCertificates of DepositCD · 30 months · $500 min

    Bank · 1 branch

    1.77%APY$448 over 30 months on $10,000
  8. First National Bank of BastropCertificate of DepositCD · 6 months · $1,000 min

    Bank · 7 branches

    1.76%APY$88 over 6 months on $10,000
  9. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 448 branches

    1.76%APYwith conditions
  10. Corner Stone Credit UnionStarter Share CertificatesCD · 24 months · $50 min

    Credit union · 2 branches

    1.75%APY$353 over 24 months on $10,000
  11. First National Bank Texas5 Year (60 Month) Fixed Rate CDCD · 60 months · $500 min · 1.66%–1.76% by balance

    Bank · 296 branches

    1.66%APY$858 over 60 months on $10,000
  12. Broadway BankStandard CDCD · 3 months · $1,000 min

    Bank · 28 branches

    1.50%APY$37 over 3 months on $10,000
  13. Light Commerce Credit UnionSave to Win CertificateCD · 12 months · $25 min

    Credit union · 2 branches

    1.50%APY$150 over 1 year on $10,000
  14. Light Commerce Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 2 branches

    1.50%APY$150 over 1 year on $10,000
  15. Member Preferred Federal Credit Union12 month CD (SaveMore)CD · 12 months

    Credit union · 1 branch

    1.25%APY$125 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Texas

2,858 CDs at 396 banks and credit unions · checked Oct 22–24

Typical
3.30%
Top 10% from
4.05%
Banks, typical
2.75%
Credit unions, typical
3.50%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate