Credit union · NCUA insured
Cherokee County Federal Credit Union CD Rates
Cherokee County Federal Credit Union’s best CD rate is 1.91% APY on a 1-year share certificate (CD). Terms run from 1 year to 2 years. Rates checked October 16, 2026.
How Cherokee County Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Jacksonville, TX, where Cherokee County Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cherokee County Federal Credit Union
1.91%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $191
Share Certificates
Top rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $169
2nd-highest rate
Texas National Bank
4.00%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $231
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 1.91%APY · 2 terms
No setup or maintenance fees. Early withdrawals subject to penalty (may result in the loss of up to 180 days' worth of dividends). $1,000 minimum deposit to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 Month term; $1,000.00 Minimum Requirement | 1.91% | $191 |
| 24 months24 Month term; $1,000.00 Minimum Requirement | 1.76% | $355 |
Special-purpose accounts
IRA Term Share Accounts
Up to 1.91%APY · 2 terms
No setup, monthly, or annual fees. $1,000 minimum deposit to open. Earnings are tax deferred until withdrawal; early withdrawals subject to penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 Month term; $1,000.00 Minimum Requirement | 1.91% | $191 |
| 24 months24 Month term; $1,000.00 Minimum Requirement | 1.76% | $355 |
Sources (2)
- cherokeecountyfcu.com/services…d-tools/tools/rates.html
- cherokeecountyfcu.com/accounts…ement-accounts-iras.html
All captured Sep 17, 2026
Who can join Cherokee County Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Cherokee County.
Family and household
- Immediate family members of eligible individuals are eligible for membership.
Membership information collected October 5, 2026.