Credit union · NCUA insured
Light Commerce Credit Union CD Rates
Light Commerce Credit Union’s best CD rate is 1.50% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Light Commerce Credit Union’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where Light Commerce Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Light Commerce Credit Union
1.50%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $150
Certificate
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 1.50%APY · 2 terms
Membership with the Credit Union required. Minimum opening deposit is $500.00. Dividends are compounded monthly and credited monthly. Account automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Additional deposits not allowed. Automatic renewal with a 10-day grace period after maturity | 0.85% | $42 |
| 12 monthsFixed rate. Additional deposits not allowed. Automatic renewal with a 10-day grace period after maturity | 1.50% | $150 |
Sources (1)
- lightcommercecu.org/files/ligh…MEMBERSHIP_AGREEMENT.pdf · captured Sep 17, 2026
Save to Win Certificate
1.50%APY · 1 term
Membership required. Additional deposits are allowed with no limit ($25 minimum opening deposit). Offers entries into prize drawings for each $25 monthly balance increase. Compounded and credited monthly. Automatic renewal at maturity with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate. Additional deposits allowed with no limit. Automatic renewal with a 10-day grace period. Each $25 monthly balance increase earns 1 entry into prize drawings (up to 100 entries/month, 300 entries/quarter) | 1.50% | $150 |
Sources (2)
All captured Oct 16, 2026
Who can join Light Commerce Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.