Credit union · NCUA insured
Port Arthur Teachers Federal Credit Union CD Rates
Port Arthur Teachers Federal Credit Union’s best CD rate is 2.53% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Port Arthur Teachers Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Beaumont, TX, where Port Arthur Teachers Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Port Arthur Teachers Federal Credit Union
2.53%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $512
24 Month CD
Top rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
2nd-highest rate
Rave Financial
4.25%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $210
Port Arthur Teachers Federal Credit Union CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo1.77%
- 9–15 months9–15 mo2.28%
- 16–30 months16–30 mo2.53%
- QualifiedQualified2.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Port Arthur Teachers Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
24 Month CD
2.53%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 2.53% | $512 |
Sources (1)
- patfcu.org/rates-and-fees · captured Sep 17, 2026
12 Month CD
2.28%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.28% | $228 |
Sources (1)
- patfcu.org/rates-and-fees · captured Sep 17, 2026
6 Month CD
1.77%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.77% | $88 |
Sources (1)
- patfcu.org/rates-and-fees · captured Sep 17, 2026
Who can join Port Arthur Teachers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school within the boundaries of the Port Arthur Independent School District is eligible to join.
Family and household
- All immediate family members of current members are eligible to join.
Cost to join
- A minimum deposit of at least $25 into a Dividend Share Account (Regular Savings Account) is required to establish membership and ownership.
Membership information collected October 5, 2026.