Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Ohio
- 4.50%APY$260 over 7 months on $10,000intro rate
Requirements
Product: 7-Month CD Special. $5,000 minimum deposit.
Promotional rate
Rate checked
More details - 4.50%APY$412 over 11 months on $10,000
Requirements
Product: Minimum deposit of $1,000, or $500 for qualifying members age 21 and younger. Interest is paid and compounded monthly based on average daily balance. Early withdrawal penalties apply.
Offer: Special 11 Month CD available starting 09/22/2026. APY is accurate as of 09/22/2026. Eligible for new 11 month CDs, existing CDs will not automatically renew or rollover into the special. Cannot be combined with other promotional offers; Member Merits rate bonus does not apply. Renews at maturity to current rate for 12 month CD term. Minimum $1,000 balance required ($500 for youth accounts).
4.41% interest rate · Compounded monthly · Effective Sep 22, 2026
Rate checked
More details - 4.50%APY$450 over 1 year on $10,000
Requirements
Product: Penalty will be imposed for early withdrawal. After account is opened, no deposits/withdrawals permitted until maturity date. Certificates automatically renew at maturity for same term at current market rate. Available on terms from 6 months to 60 months (and 3 month term). Option to choose whether dividends are compounded internally, paid by check, or deposited to another GenFed account.
4.41% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.50%APY$450 over 1 year on $10,000intro rate
Requirements
Product: $1,000 minimum opening deposit required for 12 Month Special using funds not currently on deposit at GreenWay Bank. CD specials renew at a 12 Month term; all others renew at original term. Interest credited quarterly (3 Month compounded at maturity). Penalty may be imposed for early withdrawal.
Offer: 12 Month Special (new money). Compounding quarterly. Renews at a 12 Month term. $1,000 minimum opening deposit required using funds not currently on deposit at GreenWay Bank.
Promotional rate · 4.43% interest rate · Effective Sep 22, 2026
Rate checked
More details - First Federal of Van WertCertificate of DepositCD · 18 months · $500 min · 4.48%–4.50% by balance
Bank · 2 branches
4.50%APY$683 over 18 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Available terms include 91 Days, 182 Days, 276 Days, 12 Months, 18 Months, 24 Months, 30 Months, 48 Months, and 60 Months. Minimum balance for monthly compounding is $2,500.00; minimum balance for quarterly compounding is $500.00.
Offer: Term: 18 Months - NEW Special! Compound Frequency: Quarterly.
4.41% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and up 4.48% $2,500 and upYour amountTerm: 18 Months - NEW Special! Compound Frequency: Monthly. 4.50% Rate checked
More details - Abbott Laboratories Employees Credit UnionCertificatesCD · 20 months · $500 min
Credit union · 1 branch
4.50%APY$761 over 20 months on $10,000Requirements
Product: Dividends paid monthly based on daily average balance. Automatically reinvested dividends.
Offer: Special certificate rate; early withdrawal penalty may apply.
4.41% interest rate · Effective Feb 1, 2026
Rate checked
More details - 4.50%APY$1,412 over 36 months on $10,000
Requirements
Product: Minimum deposit is $500. Membership subject to eligibility. Early withdrawal penalty applies to principal; dividends earned may be withdrawn at any time without penalty. Dividends are compounded and credited quarterly.
Offer: Includes 1x Bump Up feature.
4.43% interest rate · Effective Oct 9, 2026
Rate checked
More details - 4.50%APY$1,412 over 36 months on $10,000
Requirements
Product: Fixed interest rate; no additional deposits can be made until maturity. Early withdrawal penalty equals one half of the term's interest. Automatically renews at the current rate paid on the particular term. Grace period is 7 days for terms 3 to 12 months, and 10 days for terms over 12 months.
Offer: Special rate. Compounded daily. A previous Special will automatically renew at the current rate paid on the particular term, which may no longer be a Special rate.
4.40% interest rate · Compounded daily · Effective Feb 18, 2025
Rate checked
More details - 4.50%APY$1,795 over 45 months on $10,000intro rate
Requirements
Product: $500 minimum deposit required to open account; deposit must be at least 50% new money (money not currently on deposit with Cinfed). Standard restrictions and penalties for early withdrawal apply. After 45-month term expires, account will auto-renew for 48 months at the rate in effect at time of renewal. Certificates opened online must be funded within 15 days. Certificates opened in branch must be funded same day. Dividends will accrue as of the date funding is received; Rates are subject to change. Available for a limited time only.
Offer: $500 minimum deposit required to open account; deposit must be at least 50% new money (money not currently on deposit with Cinfed). Standard restrictions and penalties for early withdrawal apply. After 45-month term expires, account will auto-renew for 48 months at the rate in effect at time of renewal. Certificates opened online must be funded within 15 days. Certificates opened in branch must be funded same day. Dividends will accrue as of the date funding is received; Rates are subject to change. Available for a limited time only.
Promotional rate · 4.41% interest rate
Rate checked
More details - 4.50%APY$2,508 over 61 months on $10,000intro rate
Requirements
Product: Limited time special certificates. Must stop by a branch or call to open. Not eligible for Loyalty Rewards. Early withdrawal penalty may apply.
Offer: 61 Month Share Certificate special.
Promotional rate · 4.43% interest rate · Effective Sep 28, 2026
Rate checked
More details - 4.45%APY$910 over 24 months on $10,000
Requirements
Product: Southeast Ohio residents; $1,000 minimum deposit; fixed dividend terms; withdrawal penalties apply.
4.35% interest rate
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More details - The Pioneer Savings BankCertificate of DepositCD · 24 months · $500 min · 0.80%–4.45% by balance
Bank · 1 branch
4.45%APY$910 over 24 months on $10,000intro rateRequirements
Product: Rates are subject to change without notice. Early withdrawal penalties may apply on certificates.
Promotional rate · 0.80% interest rate
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and up 0.80% $2,500 and upYour amountCD Special is for New Money Only. New Money is defined as funds not currently held on deposit with this institution. 4.45% Rate checked
More details - 4.44%APY$947 over 25 months on $10,000
Requirements
Product: Fixed rates; no setup or maintenance fees; interest earnings can be withdrawn without penalty; penalty applies if principal is withdrawn before maturity; $5,000 minimum balance required to receive monthly ACH transfer of interest.
Offer: Current Special; $5,000 minimum balance required to receive ACH transfer of interest; penalty applies if principal is withdrawn before maturity.
4.35% interest rate · Effective Oct 13, 2026
Rate checked
More details - Cornerstone Community Financial Credit UnionCertificate of DepositCD · 7 months · $1,000 min
Credit union · 2 branches
4.40%APY$254 over 7 months on $10,000intro rateRequirements
Product: Must maintain an average daily balance of $1,000 to earn the APY. A penalty may be imposed for early withdrawals.
Offer: NEW MONEY Special Offer. Funds must be new money not already on deposit at CCFCU. Maximum CD amount is $500,000. Product may be modified or discontinued at any time.
Promotional rate · 4.40% interest rate · Balance cap $500,000 · Effective Nov 1, 2025
Rate checked
More details - 4.40%APY$553 over 15 months on $10,000with conditions
Requirements
Product: Money currently deposited at Bridge CU is eligible for deposit into this promotional certificate when a matching, or greater sum of new money is deposited at the same time (funds not deposited at Bridge CU in the last 6 months). Automatically renews to a 12-month term at maturity.
Offer: To receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program. Money currently deposited at Bridge CU requires a dollar-for-dollar matching or greater sum of new money deposited at the same time. Automatically renews to a 12-month term at maturity.
Qualified rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–22
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
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Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch