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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 61–75 results in New York

  1. Top Carrot, Carrot Score 88
    First New York Federal Credit UnionShare CertificatesCD · 9 months · $2,500 min

    Credit union · 9 branches

    4.25%APY$317 over 9 months on $10,000
  2. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 12 branches

    4.25%APY$317 over 9 months on $10,000
  3. Northern Credit UnionShare CertificatesCD · 10 months · $10,000 min

    Credit union · 10 branches

    4.25%APY$353 over 10 months on $10,000with conditions
  4. Top Carrot, Carrot Score 95
    Ridgewood Savings Bank10-Month Online CD PromoCD · 10 months · $100 min

    Bank · 37 branches

    4.25%APY$353 over 10 months on $10,000intro rate
  5. Top Carrot, Carrot Score 89
    Lufthansa Employee Federal Credit UnionCertificate AccountCD · 10 months · $5,000 min

    Credit union · 1 branch

    4.25%APY$353 over 10 months on $10,000intro rate
  6. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 87 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  7. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 211 branches

    4.25%APY$425 over 1 year on $10,000
  8. Top Carrot, Carrot Score 88
    Ocean Financial Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 4 branches

    4.25%APY$425 over 1 year on $10,000
  9. Empire State BankCertificate of DepositCD · 12 months · $1,000 min

    Bank · 5 branches

    4.25%APY$425 over 1 year on $10,000
  10. Top Carrot, Carrot Score 87
    NEW MILLENNIUM BANKCertificates of DepositCD · 12 months · $500 min

    Bank · 3 branches

    4.25%APY$425 over 1 year on $10,000
  11. Top Carrot, Carrot Score 89
    TrailNorth Federal Credit UnionTrailblazer Share CertificateCD · 12 months · $100 min

    Credit union · 3 branches

    4.25%APY$425 over 1 year on $10,000
  12. I AM Federal Credit UnionCertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$425 over 1 year on $10,000
  13. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 5 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  14. Top Carrot, Carrot Score 87
    Ponce Bank13-month CD Inwood Branch SpecialCD · 13 months · $1,000 min

    Bank · 13 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  15. Top Carrot, Carrot Score 99
    Ontario Shores FCUShare Certificate SpecialCD · 15 months · $1,000 min

    Credit union · 5 branches

    4.25%APY$534 over 15 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in New York

2,153 CDs at 282 banks and credit unions · checked Oct 16–22

Typical
3.00%
Top 10% from
4.05%
Banks, typical
2.50%
Credit unions, typical
3.05%

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New York

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ontario Shores FCUCredit union · 5 branches
  2. Quorum Federal Credit UnionCredit union · 1 branch
  3. SJP Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate