Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Missouri
- 4.10%APY$515 over 15 months on $10,000
Requirements
Product: Option to bump (increase) interest rate one time for remainder of term if rate increases; option to add funds at time of bump-up request. Interest is compounded quarterly.
Offer: A penalty may be imposed for early withdrawal, and the rate may change after account opening. Fees could reduce earnings.
Compounded quarterly · Effective Sep 15, 2026
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 2 branches
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - 4.10%APY$657 over 19 months on $10,000
Requirements
Offer: 19 Month Special
4.04% interest rate · Effective Jun 17, 2026
Rate checked
More details - 4.10%APY$801 over 23 months on $10,000intro rate
Requirements
Offer: Deposit Special
Promotional rate · 4.04% interest rate · Effective Oct 6, 2026
Rate checked
More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: Minimum deposit for a Share Certificate is $500, with the exception of the Saver Certificate which requires a minimum deposit of $50 to open. APY=Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. Certificate dividend is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal.
4.02% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: $1,000 minimum deposit. Penalty for early withdrawal. Fees may reduce earnings.
4.04% interest rate · Effective Sep 25, 2026
Rate checked
More details - PennTech Federal Credit UnionShare Certificates (CD’s)CD · 9 months · $500 min
Credit union · 1 branch
4.08%APY$304 over 9 months on $10,0004.00% interest rate · Effective Oct 1, 2025
Rate checked
More details - 4.08%APY$408 over 1 year on $10,000
Requirements
Product: Dividends are paid at maturity, quarterly, annually, or custom. Penalties apply for early withdrawal (lesser of 90 days dividends for maturities under 1 year; lesser of 180 days dividends for maturities of 1 year or more; no penalty upon death of primary owner).
Offer: Early withdrawal penalty of the lesser of 180 days dividends or dividends earned since issuance/renewal.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.07%APY$201 over 6 months on $10,000
Requirements
Product: $1,000.00 minimum deposit required. No early withdrawal is allowed. All interest rates are subject to change without notice. Interest may be paid by reinvestment, check, or automatic transfer to a deposit account at the bank. Interest can be paid monthly, quarterly, semi-annually, or annually.
4.00% interest rate
Rate checked
More details - 4.07%APY$201 over 6 months on $10,000
Requirements
Product: Early withdrawal penalty applies.
4.00% interest rate · Effective Aug 1, 2026
Rate checked
More details - 4.07%APY$723 over 21 months on $10,000
Requirements
Product: Must be opened at a branch (not available online). Add-On Benefit is available on all CDs with terms of 21 months or less, allowing additional deposits throughout the certificate term earning the same interest rate.
Offer: Special CD. Add-On Benefit available. Early withdrawal penalty 2%.
4.00% interest rate · Effective Jun 17, 2026
Rate checked
More details - 4.06%APY$303 over 9 months on $10,000
Requirements
Product: No monthly or service fees. A penalty may be imposed for early withdrawal.
Offer: Includes a 0.20% rate boost for new money not included in current CCCU member's 3 month average daily balance. Automatically renews into a 12-month term at maturity unless otherwise directed.
4.00% interest rate · Effective Sep 29, 2026
Rate checked
More details - Freedom Bank of Southern MissouriCertificates of DepositCD · 12 months · $1,000 min
Bank · 7 branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Automatically renewable at maturity.
4.00% interest rate · Effective Jun 15, 2026
Rate checked
More details - Infuze Credit UnionShare CertificatesCD · 12 months · $500 min · 4.01%–4.11% by balance
Credit union · 7 branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Personal accounts only. Minimum opening balance to earn APY is $500 for standard share certificates. Early withdrawal penalties apply. Rates not available on IRA certificates. Automatically renews at maturity with a 10-day grace period. Membership required.
3.94% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Up to $9,999 4.01% $10,000 – $24,999Your amount 4.06% $25,000 and up 4.11% Rate checked
More details - 4.06%APY$828 over 24 months on $10,000
Requirements
Product: Interest on CDs accrues daily and is compounded quarterly. A penalty may be imposed for early withdrawal.
Offer: In-House Special. 24 month term. The minimum to open is the minimum balance to obtain the APY.
4.00% interest rate · Compounded quarterly · Effective Sep 24, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Missouri
1,673 CDs at 176 banks and credit unions · checked Oct 16–22
- Typical
- 3.12%
- Top 10% from
- 4.10%
- Banks, typical
- 2.78%
- Credit unions, typical
- 3.41%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch