Bank · FDIC insured
MRV Banks
A $803.1M bank headquartered in Ste. Genevieve, MO, with 5 branches in Missouri. Best rates: CDs 4.10% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.10%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About MRV Banks
Founded in 2007, MRV Banks started in Ste. Genevieve and serves consumers and small businesses across Missouri.
Headquartered in Ste. Genevieve, Missouri, the bank maintains locations in Ste. Genevieve, Cape Girardeau, Festus, and St. Charles.
MRV Banks is locally owned by local owners and investors.
- Headquarters
- 871 Sainte Genevieve Drive, Ste. Genevieve, MO 63670
- FDIC certificate
- 58619 ↗
Branches
5 branches in Missouri
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Missouri
5 branches
Cape Girardeau area · 2
- Cape Girardeau Branch101 S Mount Auburn Rd, Cape Girardeau, MO 63703Directions
- Cape Girardeau Branch1505 N Mount Auburn Rd, Cape Girardeau, MO 63701Directions
Ste. Genevieve area · 1
- MRV BanksMain office871 Sainte Genevieve Drive, Ste. Genevieve, MO 63670Directions
Festus area · 1
- Festus Branch1319 N Truman Blvd, Festus, MO 63028Directions
St. Charles area · 1
- St. Charles Branch1700 Ofallon Rd, St. Charles, MO 63304Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.48% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 5.72% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.58% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $99 | $81 | — |
- CapitalLeverage ratio11.48%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent5.72%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.58%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$99Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of MRV Banks are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.