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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 of 228 results in Michigan

  1. Top Carrot, Carrot Score 87
    FreeStar Financial Credit UnionCertificates of DepositCD · 6 months · $500 min

    Credit union · 8 branches

    5.00%APY$247 over 6 months on $10,000with conditions
  2. West Michigan Credit UnionCertificates of DepositCD · 6 months · $500 min

    Credit union · 12 branches

    4.50%APY$223 over 6 months on $10,000
  3. Top Carrot, Carrot Score 98
    Great Lakes First Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min

    Credit union · 2 branches

    4.40%APY$218 over 6 months on $10,000
  4. Top Carrot, Carrot Score 93
    Community Focus Federal Credit UnionShare CertificateCD · 6 months · $1,000 min

    Credit union · 4 branches

    4.30%APY$213 over 6 months on $10,000
  5. InTouch Credit UnionHYRC CertificateCD · 6 months · $1,000 min

    Credit union · 2 branches

    4.25%APY$210 over 6 months on $10,000with conditions
  6. Top Carrot, Carrot Score 89
    Peninsula Federal Credit UnionShare CertificatesCD · 6 months · $500 min

    Credit union · 4 branches

    4.25%APY$210 over 6 months on $10,000
  7. Top Carrot, Carrot Score 89
    Kalsee Credit UnionCertificates of DepositCD · 6 months · $500 min

    Credit union · 6 branches

    4.25%APY$210 over 6 months on $10,000
  8. Top Carrot, Carrot Score 97
    Dow Credit UnionSimple CDsCD · 6 months · $500 min

    Credit union · 2 branches

    4.25%APY$210 over 6 months on $10,000
  9. Top Carrot, Carrot Score 93
    Circle Federal Credit UnionTerm Share CertificatesCD · 6 months · $100 min

    Credit union · 3 branches

    4.23%APY$209 over 6 months on $10,000
  10. Top Carrot, Carrot Score 87
    GR Consumers Credit UnionCertificate of DepositCD · 6 months · $500 min

    Credit union · 1 branch

    4.15%APY$205 over 6 months on $10,000
  11. Top Carrot, Carrot Score 97
    Meijer Credit UnionCertificate of DepositCD · 6 months · $500 min

    Credit union · 3 branches

    4.10%APY$203 over 6 months on $10,000
  12. Flagstar BankCertificates of Deposit (CD)CD · 6 months · $2,500 min

    Bank · 101 branches

    4.10%APY$203 over 6 months on $10,000intro rate
  13. Top Carrot, Carrot Score 89
    Gratiot Community Credit UnionTimed CertificatesCD · 6 months · $1,000 min

    Credit union · 3 branches

    4.07%APY$201 over 6 months on $10,000
  14. Top Carrot, Carrot Score 88
    HPC Credit UnionGovernment Certificate of DepositCD · 6 months · $500 min

    Credit union · 3 branches

    4.07%APY$201 over 6 months on $10,000
  15. Top Carrot, Carrot Score 88
    Michigan Columbus Federal Credit UnionCertificates of Deposit (CDs)CD · 6 months · $500 min

    Credit union · 2 branches

    4.07%APY$201 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 6-month CDs pay in Michigan

229 CDs at 188 banks and credit unions · checked Nov 6–7

Typical
3.20%
Top 10% from
4.00%
Banks, typical
2.48%
Credit unions, typical
3.27%

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Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Great Lakes First Federal Credit UnionCredit union · 2 branches
  3. Dow Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of November 2026 | Carrot Rate