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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 61–75 results in Michigan

  1. Union BankCertificates of DepositCD · 13 months · $500 min

    Bank · 7 branches

    4.16%APY$451 over 13 months on $10,000intro rate
  2. Top Carrot, Carrot Score 88
    GR Consumers Credit UnionCertificate of DepositCD · 6 months · $500 min

    Credit union · 1 branch

    4.15%APY$205 over 6 months on $10,000
  3. Top Carrot, Carrot Score 88
    AAC Credit Union9 Month CD SpecialCD · 9 months · $500 min

    Credit union · 7 branches

    4.15%APY$310 over 9 months on $10,000intro rate
  4. InTouch Credit UnionShare CertificateCD · 11 months · $5,000 min

    Credit union · 2 branches

    4.15%APY$380 over 11 months on $10,000
  5. Top Carrot, Carrot Score 94
    United Financial Credit Union11 Month CD Special (New Money)CD · 11 months · $500 min

    Credit union · 9 branches

    4.15%APY$380 over 11 months on $10,000intro rate
  6. Embers Credit UnionCertificate of DepositCD · 12 months · $1,000 min

    Credit union · 7 branches

    4.15%APY$415 over 1 year on $10,000
  7. Range BankCertificate of DepositCD · 15 months · $1,000 min

    Bank · 8 branches

    4.15%APY$521 over 15 months on $10,000intro rate
  8. Independent Bank13-Month CD SpecialCD · 13 months · $1,000 min

    Bank · 58 branches

    4.13%APY$448 over 13 months on $10,000with conditions
  9. TruNorth Federal Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 2 branches

    4.11%APY$2,231 over 60 months on $10,000
  10. InTouch Credit UnionHYRC CertificateCD · 3 months · $1,000 min

    Credit union · 2 branches

    4.10%APY$101 over 3 months on $10,000with conditions
  11. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 299 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  12. Top Carrot, Carrot Score 87
    Forest Area Federal Credit UnionPromo Share CertificateCD · 7 months · $500 min

    Credit union · 7 branches

    4.10%APY$237 over 7 months on $10,000intro rate
  13. United Federal Credit UnionShare CertificatesCD · 7 months · $500 min

    Credit union · 16 branches

    4.10%APY$237 over 7 months on $10,000
  14. Limestone FCUCertificate AccountsCD · 13 months · $1,000 min

    Credit union · 3 branches

    4.10%APY$445 over 13 months on $10,000
  15. WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance

    Bank · 5 branches

    4.10%APY$480 over 14 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Michigan

1,917 CDs at 205 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.08%
Banks, typical
2.23%
Credit unions, typical
3.35%

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Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Chief Financial Credit UnionCredit union · 4 branches
  3. Meijer Credit UnionCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate