Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–105 results in Maine
- 2.32%APY$77 over 4 months on $10,000
Effective Oct 16, 2026
Rate checked
More details - Maine Community BankCertificates of Deposit (CDs) – Standard RatesCD · 3 months · $500 min
Bank · 22 branches
2.25%APY$56 over 3.033333333333333 months on $10,000Requirements
Product: Certificates of Deposit are available for personal banking and business banking customers. The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings.
Offer: 91 Day term
Effective Oct 15, 2026
Rate checked
More details - Connected Credit UnionSuper Saver Share CertificatesCD · 12 months · $500 min
Credit union · 2 branches
2.02%APY$202 over 1 year on $10,000Requirements
Product: Dividends are based on the average daily balance method, compounded daily and credited monthly.
Offer: Early withdrawal penalty: 180 days.
2.00% interest rate · Compounded daily · Effective Aug 25, 2026
Rate checked
More details - 1.50%APY$302 over 24 months on $10,000
Requirements
Product: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
Offer: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
1.47% interest rate · Effective Aug 6, 2026
Rate checked
More details - 1.36%APY$68 over 6 months on $10,000
Requirements
Product: 6 month term. Unlimited deposits of $500 or more. One withdrawal of principal, without penalty, during the 6 month term. Not available for IRA or SEP accounts. Substantial penalty for early withdrawal.
1.35% interest rate · Effective Oct 20, 2026
Rate checked
More details - 1.25%APY$509 over 48 months on $10,000
Requirements
Product: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
Offer: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
1.23% interest rate · Effective Aug 6, 2026
Rate checked
More details - 1.11%APY$567 over 60 months on $10,000with conditions
Requirements
Product: A Full Solutions, Flexible Solutions, Reality Plus or Reality Complete Checking account is required to open and maintain a Premium Certificate of Deposit. Penalty for early withdrawal on certificates of deposit. Fixed for the term.
Offer: 5 Years term.
Qualified rate · 1.10% interest rate · Effective Oct 22, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
Offer: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
0.98% interest rate · Effective Aug 6, 2026
Rate checked
More details - 1.00%APY$510 over 60 months on $10,000
Requirements
Product: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
Offer: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
0.98% interest rate · Effective Aug 6, 2026
Rate checked
More details - 0.95%APY$484 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawal on certificates of deposit. Fixed for the term.
Offer: 5 Years term.
0.95% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.70%APY$140 over 24 months on $10,000
Requirements
Product: Penalty for early withdrawal. Dividends paid monthly.
Offer: Dividends paid monthly. Penalty for early withdrawal.
0.70% interest rate · Effective Aug 17, 2021
Rate checked
More details - 0.50%APY$25 over 6 months on $10,000
Requirements
Product: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
Offer: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
0.49% interest rate · Effective Aug 6, 2026
Rate checked
More details - 0.45%APY$181 over 48 months on $10,000with conditions
Requirements
Product: A penalty may be imposed for early withdrawal. After the account is opened, deposits into or withdrawals of principal are not allowed until maturity; withdrawal of interest is allowed. Automatic renewal.
Offer: Relationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 4-Year (48-Month) term. Early withdrawal penalty may be imposed.
Qualified rate · 0.45% interest rate
Rate checked
More details - 0.30%APY$30 over 1 year on $10,000
Requirements
Product: Online only. Penalty may be imposed for early withdrawal. Not available as an IRA.
Offer: Online only standard rate. Early withdrawal penalty may be imposed.
0.30% interest rate
Rate checked
More details - 0.30%APY$45 over 18 months on $10,000
Requirements
Product: Allows a one-time rate adjustment during the term to a higher Partners posted CD rate of the same term for the remainder of the term. Must request bump-up; limit of one rate increase per term. Penalty may be assessed for early withdrawal. Not available to IRAs. Daily balance method.
Offer: Standard rate. 1 1/2-Year term. Early withdrawal penalty may be imposed. One-time bump-up option. Daily balance method.
0.30% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Maine
685 CDs at 72 banks and credit unions · checked Oct 16–22
- Typical
- 3.25%
- Top 10% from
- 4.04%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.56%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches