Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Maine
- 3.25%APY$353 over 13 months on $10,000
Requirements
Product: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
Offer: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
3.15% interest rate · Effective Aug 6, 2026
Rate checked
More details - 3.25%APY$491 over 18 months on $10,000intro rate
Requirements
Product: FDIC-insured up to $250,000. Features fixed interest rate accruing daily, annual free statements, and automatic renewal. Open at a branch.
Offer: Limited-time offer, subject to withdrawal at any time. Rates fixed for term. Penalty will or may be imposed for early withdrawal.
Promotional rate · 3.20% interest rate
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.14%APY$1,672 over 60 months on $10,000
Effective Oct 16, 2026
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More details - 3.09%APY$1,912 over 69 months on $10,000
Effective Oct 16, 2026
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More details - First Federal SavingsCertificate of Deposit AccountsCD · 6 months · $1,000 min · 0.10%–3.05% by balance
Bank · 5 branches
3.05%APY$151 over 6 months on $10,000Requirements
Product: Open to anyone living in the mid-coast area on a permanent or seasonal basis. Valid picture ID and SSN required. A penalty may be imposed for early withdrawal. Fees could reduce earnings.
Offer: 6 Month Simple Certificate of Deposit. Early withdrawal penalty may apply.
0.10% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Accounts Balance APY $1,000 and up 0.10% $10,000 and upYour amount6 Month Compounded Certificate of Deposit. 3.05% Rate checked
More details - 3.00%APY$224 over 9 months on $10,000
Requirements
Product: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
Offer: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
2.92% interest rate · Effective Aug 6, 2026
Rate checked
More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: Deposit any amount at any time. Automatically renews every 12 months. Pair with Rise High-Yield Checking or Breeze Rewards Banking to maximize savings. Early withdrawal subject to penalty. Membership eligibility applies.
Offer: Early withdrawal subject to 180 day dividends penalty. Automatically renews every 12 months.
2.96% interest rate · Effective Oct 8, 2026
Rate checked
More details - 2.94%APY$444 over 18 months on $10,000
Requirements
Product: Includes one penalty-free withdrawal per quarter. Certificates carry a penalty for early withdrawal outside permitted parameters.
Offer: Elevate Account rate for members age 50 or older.
2.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.78%APY$278 over 1 year on $10,000
Requirements
Product: Not available for IRA or Coverdell. Dividend rates are guaranteed from time of purchase to maturity. Early withdrawal penalty applies.
2.75% interest rate · Effective Oct 6, 2026
Rate checked
More details - 2.73%APY$1,289 over 54 months on $10,000
Requirements
Product: May convert to a higher interest rate one time during the CD term by notifying the bank in writing.
Effective Oct 16, 2026
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More details - 2.63%APY$109 over 5 months on $10,000
Effective Oct 16, 2026
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More details - 2.58%APY$193 over 9 months on $10,000
Requirements
Product: Penalty of 7 days interest if closed prior to 7 days. After first 7 days, 2 partial withdrawals permitted without penalty and without closing account.
Effective Oct 16, 2026
Rate checked
More details - 2.53%APY$63 over 3 months on $10,000
Requirements
Product: FDIC-insured. Daily compounding, interest credited monthly. Early withdrawal penalties apply. Benefit Plus checking account holders receive relationship interest rate and APY.
Offer: For Benefit Plus customers.
2.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.50%APY
Requirements
Product: A $500 minimum opening deposit is required to obtain the stated APY. Substantial penalty for early withdrawal. Lock in interest rate for 1 month up to 5 years. Additional deposits not permitted.
2.47% interest rate · Effective Aug 31, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Maine
685 CDs at 72 banks and credit unions · checked Oct 16–22
- Typical
- 3.25%
- Top 10% from
- 4.04%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.56%
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Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches