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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Maine

  1. Top Carrot, Carrot Score 94
    Lincoln Maine FCUShare CertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    4.24%APY$2,306 over 60 months on $10,000
  2. Katahdin Trust Company19 Month CD SpecialCD · 19 months · $2,500 min

    Bank · 16 branches

    4.23%APY$678 over 19 months on $10,000intro rate
  3. Top Carrot, Carrot Score 87
    Central Maine FCUFixed-Rate Share CertificatesCD · 18 months · $500 min

    Credit union · 1 branch

    4.13%APY$626 over 18 months on $10,000with conditions
  4. Top Carrot, Carrot Score 92
    Atlantic Federal Credit UnionShare CertificateCD · 15 months · $500 min

    Credit union · 12 branches

    4.10%APY$515 over 15 months on $10,000
  5. Top Carrot, Carrot Score 88
    Eastmill Federal Credit UnionCertificatesCD · 9 months · $1,000 min

    Credit union · 2 branches

    4.07%APY$304 over 9 months on $10,000
  6. Bar Harbor Savings & LoanCDsCD · 12 months · $500 min

    Bank · 1 branch

    4.07%APY$407 over 1 year on $10,000
  7. Milestones Federal Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 1 branch

    4.07%APY$617 over 18 months on $10,000
  8. Maine Highlands Federal Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 6 branches

    4.07%APY$2,208 over 60 months on $10,000
  9. Top Carrot, Carrot Score 89
    Bangor Federal Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 4 branches

    4.07%APY$2,208 over 60 months on $10,000
  10. Top Carrot, Carrot Score 89
    Evergreen Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 5 branches

    4.05%APY$200 over 6 months on $10,000
  11. Brewer Federal Credit UnionShare CertificatesCD · 24 months · $500 min

    Credit union · 2 branches

    4.02%APY$820 over 24 months on $10,000
  12. Top Carrot, Carrot Score 89
    Seaboard Federal Credit UnionCertificateCD · 60 months · $500 min

    Credit union · 3 branches

    4.02%APY$2,178 over 60 months on $10,000
  13. Top Carrot, Carrot Score 89
    Cumberland County Federal Credit UnionRegular Share Certificate AccountCD · 60 months · $1,000 min · 4.02%–4.23% by balance

    Credit union · 6 branches

    4.02%APY$2,178 over 60 months on $10,000
  14. NBT BankPortland Bayside: Exclusive CD Rate PromoCD · 4 months · $1,000 min

    Bank · 2 branches

    4.00%APY$132 over 4 months on $10,000intro rate
  15. Sebasticook Valley Federal Credit UnionShare CertificatesCD · 9 months · $500 min

    Credit union · 3 branches

    4.00%APY$299 over 9 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Maine

685 CDs at 72 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.04%
Banks, typical
2.00%
Credit unions, typical
3.56%

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Maine

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Maine Family Federal Credit UnionCredit union · 2 branches
  2. Oxford Federal Credit UnionCredit union · 2 branches
  3. Dirigo Federal Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate