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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Maine

  1. Top Carrot, Carrot Score 92
    Northeast BankPropel Relationship CDsCD · 12 months · $5,000 min

    Bank · 7 branches

    4.55%APY$455 over 1 year on $10,000with conditions
  2. Machias Savings BankMy MSB Certificate of DepositCD · 36 months · $500 min

    Bank · 15 branches

    4.50%APY$1,412 over 36 months on $10,000
  3. Top Carrot, Carrot Score 96
    Dirigo Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 4 branches

    4.50%APY$1,412 over 36 months on $10,000
  4. Top Carrot, Carrot Score 99
    Maine Family Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 2 branches

    4.50%APY$1,412 over 36 months on $10,000
  5. Top Carrot, Carrot Score 92
    The County Federal Credit UnionShare CertificateCD · 15 months · $500 min

    Credit union · 8 branches

    4.49%APY$564 over 15 months on $10,000
  6. Top Carrot, Carrot Score 92
    Northeast BankCertificates of DepositCD · 12 months · $5,000 min

    Bank · 7 branches

    4.40%APY$440 over 1 year on $10,000intro rate
  7. Top Carrot, Carrot Score 89
    Empeople Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 6 branches

    4.40%APY$667 over 18 months on $10,000
  8. Kennebunk SavingsPersonal CDCD · 7 months · $2,500 min

    Bank · 12 branches

    4.33%APY$250 over 7 months on $10,000
  9. Top Carrot, Carrot Score 98
    Oxford Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · 2 branches

    4.30%APY$2,343 over 60 months on $10,000
  10. Winthrop Area Federal Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    4.28%APY$2,331 over 60 months on $10,000
  11. Eagle BankPine Tree Premier CDCD · 7 months · $2,500 min

    Bank · 1 branch

    4.25%APY$246 over 7 months on $10,000intro rate
  12. Top Carrot, Carrot Score 89
    Aroostook Savings & LoanCertificate of DepositCD · 24 months · $500 min

    Bank · 2 branches

    4.25%APY$868 over 24 months on $10,000
  13. Acadia Federal Credit UnionShare CertificateCD · 24 months · $500 min

    Credit union · 9 branches

    4.25%APY$868 over 24 months on $10,000
  14. Top Carrot, Carrot Score 94
    Trademark Federal Credit UnionShare CertificateCD · 24 months · $1,000 min

    Credit union · 2 branches

    4.25%APY$868 over 24 months on $10,000
  15. Top Carrot, Carrot Score 91
    OTIS Federal Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    4.25%APY$2,313 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Maine

685 CDs at 72 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.04%
Banks, typical
2.00%
Credit unions, typical
3.56%

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Maine

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Maine Family Federal Credit UnionCredit union · 2 branches
  2. Oxford Federal Credit UnionCredit union · 2 branches
  3. Dirigo Federal Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate