Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–105 results in Maryland
- Securityplus Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 5 branches
3.75%APY$375 over 1 year on $10,000Requirements
Product: Minimum initial opening deposit of $1,000. Early withdrawal penalties may apply.
Offer: Minimum Funding Requirement: $1,000.
3.69% interest rate
Rate checked
More details - Andrews Federal Credit UnionJumbo Fixed Rate Share CertificatesCD · 12 months · $10,000 min
Credit union · 4 branches
3.75%APY$375 over 1 year on $10,000Requirements
Product: Must open and maintain a minimum $10,000 balance to earn advertised Jumbo APY. Must fund within 10 days of opening online. Dividends compounded and credited quarterly. Penalties apply for early withdrawal.
Offer: Must open and maintain a minimum $10,000 balance to earn advertised Jumbo APY. Early withdrawal penalties apply.
3.70% interest rate
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Dividends compounded monthly and remain on deposit until maturity. Early withdrawal penalty applies. Must open a savings account with a minimum deposit of $5.00 for credit union membership.
3.69% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$535 over 17 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-time offer. No minimum balance to obtain the stated APY. Guaranteed fixed return.
Promotional rate
Rate checked
More details - 3.75%APY$764 over 24 months on $10,000intro rate
Requirements
Product: Offers the option of increasing the interest rate once during the term to the current interest rate being offered at that time. Interest credited quarterly. Early withdrawal penalty may apply. Rates may change after account opening.
Offer: Option of increasing interest rate once during term to current interest rate offered at that time. Rates may change after account opening. Early withdrawal penalty may apply.
Promotional rate · 3.70% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.75%APY$1,168 over 36 months on $10,000
Requirements
Product: Dividends compounded and credited monthly. Penalty may be imposed for early withdrawal on certificate accounts. Fees could reduce earnings.
3.69% interest rate · Effective Oct 8, 2026
Rate checked
More details - Farmers Bank of WillardsCertificates of DepositCD · 60 months · $1,000 min · 3.70%–3.75% by balance
Bank · 6 branches
3.75%APY$2,021 over 60 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings. Compounded quarterly or interest payment via check or transfer. Minimum of $500 to open for 12 Month Term only for under 18 years old.
Offer: Rates over $250,000. Minimum of $1,000 to open account.
3.70% interest rate · Compounded quarterly · Effective Oct 21, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Any balanceYour amount 3.75% $100,000 – $249,999Rates between $100,000-$249,999. 3.70% Rate checked
More details - 3.71%APY$371 over 1 year on $10,000
3.65% interest rate
Rate checked
More details - Andrews Federal Credit UnionFixed Rate Share CertificatesCD · 12 months · $1,000 min
Credit union · 4 branches
3.70%APY$370 over 1 year on $10,000Requirements
Product: Must open and maintain a minimum $1,000 balance to earn advertised APY. Must fund within 10 days of opening online. Dividends compounded and credited quarterly. Penalties apply for early withdrawal.
Offer: Must open and maintain a minimum $1,000 balance to earn advertised APY. Early withdrawal penalties apply.
3.65% interest rate
Rate checked
More details - 3.70%APY$370 over 1 year on $10,000
Requirements
Product: Minimum balance required to open and earn stated dividends is $500. A penalty may be imposed for early withdrawal.
3.64% interest rate
Rate checked
More details - 3.70%APY$560 over 18 months on $10,000
Requirements
Product: All CDs require a $500 minimum deposit to open and earn interest. Interest is compounded daily. A penalty may be imposed for early withdrawal.
Offer: 18 Month CD term. Interest compounded daily. Penalty for early withdrawal.
3.63% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - Andrews Federal Credit UnionRaise Your Rate Share CertificateCD · 24 months · $1,000 min
Credit union · 4 branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Offers up to a maximum of 3 opportunities to request a rate raise to the current Fixed Rate Share Certificate rate of the same term. Account must be opened for at least 6 months before first rate raise, and at least 6 months between raises. Minimum $1,000 deposit and balance. Dividends compounded and credited quarterly. Early withdrawal penalties apply.
Offer: Must open and maintain a minimum $1,000 balance to earn advertised APY. Up to 3 rate raises allowed over term (once every 6 months). Early withdrawal penalties apply.
3.65% interest rate
Rate checked
More details - 3.66%APY$366 over 1 year on $10,000
Requirements
Product: Open for $250 and deposit a minimum of $50 whenever you can. Compounded daily and credited monthly. Penalty for early withdrawal before maturity.
Offer: May add a minimum of $50 at any time during the term. Compounded daily and credited monthly. Early withdrawal penalty applies.
3.60% interest rate · Compounded daily · Effective Oct 1, 2025
Rate checked
More details - Lafayette Federal Credit UnionVariable-Rate Certificate AccountsCD · 18 months · $50 min
Credit union · 6 branches
3.66%APY$554 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Dividends compounded and credited monthly. Must establish membership with Lafayette Federal Credit Union, or be an existing member. Can make additional deposits at any time.
3.60% interest rate · Effective Sep 23, 2026
Rate checked
More details - 3.65%APY$120 over 4 months on $10,000intro rate
Requirements
Product: Limited time offers for new money, not currently on deposit with National Capital Bank. Available for new, personal and business accounts. Early withdrawal penalty may be imposed and fees could reduce earnings.
Offer: Limited time offer for new money. At maturity, reverts to then 3-month term.
Promotional rate · Effective Dec 12, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Maryland
1,074 CDs at 98 banks and credit unions · checked Oct 16–22
- Typical
- 3.19%
- Top 10% from
- 4.09%
- Banks, typical
- 2.02%
- Credit unions, typical
- 3.55%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches