Credit union · NCUA insured
Peake Federal Credit Union CD Rates
Peake Federal Credit Union’s best CD rate is 3.71% APY on a 1-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How Peake Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Baltimore, MD, where Peake Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Peake Federal Credit Union
3.71%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $371
Certificates
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
POCU of Maryland
5.12%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $382
Peake Federal Credit Union CD score
80
CD score
Higher than 50% of U.S. banks and credit unions
- 9–15 months9–15 mo3.71%
- 16–30 months16–30 mo3.61%
- 31–60 months31–60 mo3.56%
- QualifiedQualified3.71%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peake Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.71%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.71% | $371 |
| 24 months | 3.61% | $735 |
| 36 months | 3.56% | $1,106 |
| 48 months | 3.40% | $1,431 |
| 60 months | 3.51% | $1,883 |
Special-purpose accounts
IRA Certificates
3.66%APY · 2 terms
Dividends compound daily and are credited monthly. 10% IRS penalty on funds withdrawn before age 59½ except under certain circumstances. Contribution limits apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 months | 3.66% | $1,139 |
| 60 months | 3.66% | $1,969 |
Sources (1)
- peakefederal.com/accounts/retirement · captured Oct 4, 2026
Who can join Peake Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Baltimore, Anne Arundel, Carroll, Harford, or Howard Counties, or Baltimore City, can join by receiving a complimentary membership in the Maryland Consumer Council.
Employers and groups
- Employees and volunteers of partner groups and select employer groups listed by the credit union are eligible to join.
Military, government and schools
- Employees, retirees, and volunteers of Baltimore County Government (including auxiliary police and registered volunteer fire & EMS personnel) are eligible for membership.
Family and household
- Immediate family or household members of an eligible individual (including spouses, children, step-children, parents, step-parents, grandparents, grandchildren, siblings, and step-siblings) are eligible for membership.
Membership information collected October 4, 2026.